Kya aap ek travel enthusiast hain jo har trip mein rewards aur benefits ka maximum fayda uthana chahte hain? To phir **Axis Atlas Credit Card** aapke liye ek perfect choice ho sakta hai! Yeh premium travel credit card specially un logon ke liye design kiya gaya hai jo frequently travel karte hain aur apne har spend par bade rewards earn karna chahte hain. Is article mein hum aapko Axis Atlas Credit Card ke baare mein detailed information denge – iske features, benefits, apply kaise karna hai, eligibility criteria, aur bhi bohot kuch, Hinglish mein, taaki aapko sab kuch aasani se samajh aaye!
## Axis Atlas Credit Card Kya Hai?
Axis Atlas Credit Card ek premium air miles credit card hai jo Axis Bank ne launch kiya hai, especially travel lovers ke liye. Iska focus hai travel-related spends par high rewards dena, jaise flight bookings, hotel stays, aur international transactions. Is card ke saath aap **Edge Miles** earn karte hain, jo aap 10+ airlines aur hotel loyalty programs ke saath redeem kar sakte hain. Yeh card apne unique tier-based system ke wajah se kafi popular hai – Silver, Gold, aur Platinum tiers, jismein aapke spends ke hisaab se benefits badhte hain.
Yeh card un logon ke liye perfect hai jo:
- **Frequent travelers** hain aur air miles ya travel rewards collect karna pasand karte hain.
- **Lifestyle benefits** jaise airport lounge access aur dining discounts chahte hain.
- **High reward rates** ke saath apne spends ka maximum value nikalna chahte hain.
Chalo, ab iske features aur benefits ke baare mein detail mein baat karte hain!
## Key Features aur Benefits of Axis Atlas Credit Card
Axis Atlas Credit Card apko ek premium travel experience deta hai. Yahan kuch top benefits hain jo is card ko unique banate hain:
- **Welcome Bonus**: Card activate karte hi aapko 2,500 Edge Miles milte hain, jo partner airlines ke saath redeem karne par up to ₹5,000 ya Accor hotels ke saath ₹9,000 tak ke value ke ho sakte hain.[](https://financialy.substack.com/p/axis-atlas-card-review)
- **Reward Points (Edge Miles)**:
- Har ₹100 ke travel spends (flights, hotels, ya Axis Travel EDGE portal) par **5 Edge Miles** (up to ₹2 lakh/month). Yeh almost 10% reward rate deta hai jab partner programs mein transfer kiya jaye.
- Other qualified spends par **2 Edge Miles** per ₹100, jo 4% reward rate deta hai jab partner programs mein transfer hota hai.[](https://financialy.substack.com/p/axis-atlas-card-review)
- **Tier-Based Benefits**:
- **Silver Tier** (Base): 8 domestic lounge visits annually.
- **Gold Tier** (₹7.5 lakh annual spend): 12 domestic lounge visits, 6 international lounge visits, aur 2,500 bonus Edge Miles.
- **Platinum Tier** (₹15 lakh annual spend): 18 domestic lounge visits, 2 airport pickup services, aur 5,000 bonus Edge Miles.[](https://www.bankbazaar.com/credit-card/axis-bank-atlas-credit-card.html)
- **Airport Lounge Access**: Domestic aur international lounges mein complimentary access, jo aapko travel ke dauraan comfort deta hai. QR code system ke saath aap apne guests ke liye bhi lounge access arrange kar sakte hain.[](https://livefromalounge.com/axis-bank-atlas-credit-card-review/)
- **Travel Insurance**: Air accident coverage aur lost baggage insurance included hai, jo aapke trips ko secure banata hai.[](https://www.bankbazaar.com/credit-card/axis-bank-atlas-credit-card.html)
- **Dining Discounts**: EazyDiner ke through partner restaurants par up to ₹800 discount.[](https://groww.in/credit-card/axis-atlas-credit-card)
- **Forex Markup Fee**: International transactions par 3.6% + GST, jo thoda high hai, lekin high reward rate iski compensation karta hai.[](https://www.reddit.com/r/CreditCardsIndia/comments/1gnbaxa/international_fees_payment_using_axis_atlas/)
**Note**: April 2024 se kuch spends jaise insurance, rent, fuel, utilities, aur gold/jewelry purchases par Edge Miles nahi milte, aur yeh spends tier calculations mein bhi count nahi hote.[](https://www.paisabazaar.com/credit-card/axis-atlas-devaluation/)
## How to Apply for Axis Atlas Credit Card?
Axis Atlas Credit Card ke liye apply karna kafi simple hai. Aap online ya offline dono tarike se apply kar sakte hain. Yahan step-by-step process hai:
1. **Visit Axis Bank Website ya Mobile App**:
- Axis Bank ke official website (www.axisbank.com) ya mobile app par jayein.
- “Credit Cards” section mein Axis Atlas Credit Card select karein.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-atlas-credit-card)
2. **Check Eligibility**:
- Ensure karo ki aap eligibility criteria meet karte hain (neeche details di gayi hain).
3. **Fill Application Form**:
- Online form mein apni personal, income, aur contact details bharo.
- KYC ke liye documents upload karo (list neeche diya hai).
4. **Submit Application**:
- Form submit karne ke baad, Axis Bank aapki application review karega.
- Agar eligible hue, to 7-14 working days mein card deliver ho jayega.
5. **Track Application**:
- Axis Bank app ya website se apni application ka status track kar sakte ho.
**Pro Tip**: Agar aap Axis Bank ke existing customer hain ya Burgundy account holder hain, to approval chances zyada hote hain, aur shayad aapko Lifetime Free (LTF) offer bhi mil sakta hai.[](https://www.reddit.com/r/CreditCardsIndia/comments/1d8w9j1/moving_salary_account_to_axis_bank_for_getting/)
## Important Documents for Axis Atlas Credit Card
Card ke liye apply karte waqt aapko kuch documents submit karne honge. Ensure karo ki yeh documents ready hain:
- **Identity Proof**: Aadhaar Card, PAN Card, Passport, ya Voter ID.
- **Address Proof**: Aadhaar Card, Utility Bill, Passport, ya Rental Agreement.
- **Income Proof**:
- Salaried: Latest 3 months’ salary slips, bank statement, ya Form 16.
- Self-Employed: ITR (Income Tax Return) with computation of income, last 2 years’ financials.
- **Photograph**: Recent passport-size photograph.
- **PAN Card**: Mandatory for KYC and credit limit assessment.
**Note**: Documents digitally upload karne ka option bhi available hai, jo process ko aur fast karta hai.[](https://www.bankbazaar.com/credit-card/axis-bank-atlas-credit-card.html)
## Eligibility Criteria for Axis Atlas Credit Card
Axis Atlas ek premium card hai, isliye iske liye eligibility criteria thoda strict hai. Yahan key requirements hain:
- **Age**: Primary cardholder ki age 18 se 70 years ke beech honi chahiye.
- **Income**:
- Salaried individuals: Minimum annual income ₹12 lakh.
- Self-employed individuals: Minimum annual income ₹15 lakh.
- **Residency**: Applicant ko India ka resident hona zaroori hai.
- **Credit Score**: Ek accha credit score (750+) approval ke chances badhata hai.
- **Add-on Cardholder**: 18 years se zyada umar ka hona chahiye.
**Important**: Bank ke paas right hai application approve ya decline karne ka, even agar aap criteria meet karte hain.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-atlas-credit-card)
## Fees and Charges
Axis Atlas Credit Card ke kuch fees aur charges hain jo aapko jaanna zaroori hai:
- **Joining Fee**: ₹5,000 + GST.
- **Annual Fee**: ₹5,000 + GST (second year se, no waiver based on spends).[](https://creditcardz.in/axis-atlas-credit-card-review/)
- **Forex Markup Fee**: 3.6% + GST on international transactions.[](https://www.reddit.com/r/CreditCardsIndia/comments/1gnbaxa/international_fees_payment_using_axis_atlas/)
- **Interest Rate**: 3.6% per month (52.86% annually) on unpaid balances.
- **Cash Withdrawal Fee**: 2.5% (minimum ₹500) per transaction.
**Pro Tip**: Timely payments aur low credit utilization se aap high interest charges avoid kar sakte hain.
## Why Choose Axis Atlas Credit Card?
Yeh card un logon ke liye ideal hai jo:
- **Travel ke liye high rewards** chahte hain, especially air miles jo multiple airlines ke saath redeem ho sakein.
- **Luxe travel experience** pasand karte hain, jaise lounge access aur airport pickups.
- **Flexible redemption options** chahte hain, jaise Axis Travel EDGE portal ya partner programs (Air India, Vistara, Marriott, etc.).
Lekin, agar aapke spends travel-related nahi hain ya aap high forex fees avoid karna chahte hain, to shayad doosre cards jaise Amex Platinum Travel ya HDFC Infinia better options ho sakte hain.[](https://www.ourmoneyguide.com/credit-cards-in-india/axis-bank-atlas-credit-card/)
## FAQs About Axis Atlas Credit Card
**1. Axis Atlas Credit Card ke Edge Miles kaise redeem kar sakte hain?**
Aap Edge Miles ko Axis Travel EDGE portal par flights ya hotels book karne ke liye use kar sakte hain (1 Edge Mile = ₹1). Ya phir 10+ airline aur hotel partners (jaise Air India, Vistara, Marriott) ke saath transfer kar sakte hain, jahan 1 Edge Mile = 2 partner points (except Marriott, jahan 2 Edge Miles = 1 point).[](https://www.ourmoneyguide.com/credit-cards-in-india/axis-bank-atlas-credit-card/)
**2. Kya Axis Atlas Credit Card ke rewards non-travel spends par bhi milte hain?**
Haan, aapko har ₹100 ke non-travel spends par 2 Edge Miles milte hain, jo 4% reward rate deta hai jab partner programs mein transfer kiya jaye. Lekin, insurance, rent, fuel, aur utilities par rewards nahi milte.[](https://financialy.substack.com/p/axis-atlas-card-review)
**3. Kya yeh card Lifetime Free (LTF) mil sakta hai?**
Axis Bank kabhi-kabhi Burgundy account holders ya high-income customers ko LTF offer deta hai. Aap apne relationship manager se negotiate kar sakte hain.[](https://www.reddit.com/r/CreditCardsIndia/comments/1d8w9j1/moving_salary_account_to_axis_bank_for_getting/)
**4. Kya Axis Atlas ke lounge access ke liye QR code mandatory hai?**
Haan, Axis Atlas ka lounge access program Dreamfolks ke saath hai, aur aapko Axis Bank app se QR code generate karna hota hai. Yeh QR code aap apne guests ke liye bhi use kar sakte hain.[](https://livefromalounge.com/axis-bank-atlas-credit-card-review/)
**5. Card ke tier system ka kya matlab hai?**
Axis Atlas mein 3 tiers hain – Silver, Gold, aur Platinum. Aapke annual spends ke basis par tier upgrade hota hai:
- Silver: Default tier.
- Gold: ₹7.5 lakh spend karne par.
- Platinum: ₹15 lakh spend karne par.
Har tier ke saath lounge visits, bonus miles, aur other benefits badhte hain.[](https://pointsmath.com/how-good-is-axis-atlas-credit-card/)
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## Final Thoughts
Axis Atlas Credit Card ek shandaar option hai agar aap ek frequent traveler hain aur apne har spend par high rewards chahte hain. Iska tier-based system aur flexible Edge Miles redemption isko India ke top travel credit cards mein se ek banata hai. Lekin, high annual fee aur forex markup fees ke wajah se, yeh card tabhi worth it hai jab aap iske travel benefits ka maximum use kar sakte hain.
Kya aap is card ke liye apply karne ka soch rahe hain? Ya aapke paas already yeh card hai aur apna experience share karna chahte hain? Niche comments mein batayein! Aur agar aapko aur details chahiye, to Axis Bank ke website (www.axisbank.com) ya app par visit karein.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-atlas-credit-card)
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