Blue Cash Everyday Card from American Express (USA): Sab Kuch Jo Aapko Jaanna Chahiye

Hey dosto! Aaj hum baat karenge ek aise credit card ke bare mein jo har roz ke kharche mein cash back deta hai aur wo bhi bina kisi annual fee ke – "Blue Cash Everyday Card from American Express (USA)"! Yeh card unke liye perfect hai jo apne daily expenses pe savings karna chahte hain, chahe wo grocery shopping ho, gas bharwana ho, ya online retail therapy. Is article mein hum cover karenge is card ke benefits, kaise apply karna hai, eligibility criteria, aur bhi bohot kuch. So, chalo shuru karte hain!

Kya Hai Blue Cash Everyday Card from American Express?

Yeh ek no-annual-fee credit card hai jo American Express offer karta hai, specially designed for everyday spending. Iska focus hai un categories pe jahan aap aksar paisa kharch karte ho, jaise supermarkets, gas stations, aur online shopping. Is card ke saath aap cash back earn kar sakte ho, jo aapke wallet ke liye ek badiya bonus hai.

### Key Features of Blue Cash Everyday Card

- **No Annual Fee**: Yeh card bilkul free hai – koi yearly charges nahi!

- **Cash Back Rewards**: 

  - 3% cash back at U.S. supermarkets (up to $6,000 per year, then 1%).

  - 3% cash back at U.S. gas stations (up to $6,000 per year, then 1%).

  - 3% cash back on U.S. online retail purchases (up to $6,000 per year, then 1%).

  - 1% cash back on all other purchases.

- **Welcome Bonus**: Spend $2,000 in the first 6 months and get a $200 statement credit.[](https://www.usatoday.com/money/blueprint/credit-cards/reviews/blue-cash-everyday/)

- **Introductory APR**: 0% intro APR on purchases and balance transfers for 15 months, then a variable APR of 20.24% to 29.24%.[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)

- **Additional Perks**: 

  - $7/month statement credit for Disney Bundle (Disney+, Hulu, ESPN+) after spending $9.99 or more monthly (enrollment required).

  - $15/month statement credit for Home Chef meal kit subscriptions.[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)

  - Secondary car rental loss and damage insurance.[](https://time.com/personal-finance/article/amex-blue-cash-everyday-review/)

  - Access to American Express Experiences for exclusive event tickets.

Yeh card unke liye perfect hai jo simple rewards chahte hain without the hassle of an annual fee.[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)

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## Why Choose Blue Cash Everyday Card? (Is Card Ke Fayde)

Agar aap soch rahe ho ki yeh card aapke liye kyun perfect hai, toh yeh dekho:

- **No Annual Fee**: Dusre premium cards ke saath annual fee hoti hai, lekin isme nahi. So, yeh budget-friendly hai.

- **Everyday Spending Pe Rewards**: Groceries, gas, aur online shopping – yeh wo categories hain jahan hum sab kharch karte hain. 3% cash back in categories mein kaafi savings la sakta hai.

- **Beginner-Friendly**: Agar aap new ho credit cards ke world mein, toh yeh card simple aur easy-to-use hai.

- **Intro APR Offer**: 15 months tak 0% APR ka matlab hai ki aap bade purchases ya balance transfers pe interest bach sakte ho.

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## How to Apply for Blue Cash Everyday Card (Apply Kaise Karein)

Blue Cash Everyday Card ke liye apply karna bohot easy hai. Follow these steps:

1. **Visit American Express Website**: Official website pe jao (www.americanexpress.com) aur “Credit Cards” section mein Blue Cash Everyday Card select karo.

2. **Check Pre-Qualification**: American Express ke paas ek pre-qualification tool hai jo aapki eligibility check karta hai without impacting your credit score.[](https://wallethub.com/d/american-express-blue-70c)

3. **Fill Application Form**: Apna personal info, jaise name, address, income, aur Social Security Number, enter karo.

4. **Review Terms**: Card ke terms and conditions padho, including APR, rewards, aur fees.

5. **Submit Application**: Submit karne ke baad, aapko instantly ya kuch dino mein approval status mil jayega.

6. **Activate Card**: Approval ke baad, card activate karo aur rewards enjoy karna shuru karo!

**Pro Tip**: Apply karne se pehle apna credit score check kar lo. Better score ka matlab hai better approval chances.

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## Important Documents Needed (Zaruri Documents)

Blue Cash Everyday Card ke liye apply karte waqt aapko yeh documents ya information ready rakhni hogi:

- **Personal Identification**: Social Security Number (SSN) ya Individual Taxpayer Identification Number (ITIN).

- **Proof of Income**: Annual income details (koi document nahi, bas info deni hoti hai).

- **Address Proof**: Current address for verification.

- **Credit History**: American Express aapka credit score check karega, so ensure your credit report is clean.

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## Eligibility Criteria (Kaun Apply Kar Sakta Hai)

Yeh card sabke liye nahi hai. American Express ke paas kuch specific requirements hain:

- **Credit Score**: Aapka FICO score kam se kam 670 hona chahiye (good to excellent credit).[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)

- **Age**: Minimum 18 years old hona zaroori hai.

- **Residency**: Yeh card sirf U.S. residents ke liye hai.

- **Income**: Stable income honi chahiye, kyunki Amex aapki repayment ability check karta hai.

- **No Recent Amex Cards**: Agar aapne recently Amex card ke liye apply kiya hai, toh approval tough ho sakta hai.

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## Additional Benefits of Blue Cash Everyday Card

Is card ke aur bhi kuch awesome perks hain:

- **Purchase Protection**: Agar aapka naya kharida item damage ho jata hai ya chori ho jata hai, toh Amex cover karta hai (terms apply).

- **Amex Offers**: Exclusive discounts aur cash back offers on shopping, dining, aur travel.[](https://www.americanexpress.com/en-us/account/get-started/bce/)

- **Free Additional Cards**: Family ya friends ke liye extra cards add karo without any cost, aur unke kharche se bhi rewards earn karo.[](https://www.comparecards.com/credit-card/blue-cash-everyday-sm-card-from-american-express)

- **Foreign Transaction Fee**: Note karo ki is card pe 2.7% foreign transaction fee hai, toh international travel ke liye yeh best nahi hai.[](https://wallethub.com/answers/cc/american-express-blue-cash-everyday-foreign-transaction-fee-1000339-2140660210/)

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## FAQs About Blue Cash Everyday Card from American Express

**Q1: Blue Cash Everyday Card ka annual fee kitna hai?**  

**A**: Koi annual fee nahi hai! Yeh ek no-annual-fee card hai.[](https://www.usatoday.com/money/blueprint/credit-cards/reviews/blue-cash-everyday/)

**Q2: Is card ke rewards kaise redeem kar sakte hain?**  

**A**: Rewards Blue Cash Reward Dollars ke form mein milte hain, jo statement credit ya Amazon.com checkout ke liye redeem kiye ja sakte hain.[](https://wallethub.com/d/american-express-blue-70c)

**Q3: Kya yeh card international travel ke liye good hai?**  

**A**: Nahi, kyunki isme 2.7% foreign transaction fee hai. International use ke liye koi no-foreign-fee card better hai.[](https://wallethub.com/answers/cc/american-express-blue-cash-everyday-foreign-transaction-fee-1000339-2140660210/)

**Q4: Welcome bonus kaise milta hai?**  

**A**: First 6 months mein $2,000 spend karne pe $200 statement credit milta hai.[](https://www.usatoday.com/money/blueprint/credit-cards/reviews/blue-cash-everyday/)

**Q5: Kya yeh card beginners ke liye suitable hai?**  

**A**: Haan, yeh card simple rewards structure aur no annual fee ke wajah se beginners ke liye perfect hai.[](https://www.forbes.com/advisor/credit-cards/reviews/blue-cash-everyday/)

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## Questions People Ask About Blue Cash Everyday Card

**1. Is the Blue Cash Everyday Card better than Blue Cash Preferred?**  

Yeh depend karta hai aapke spending habits pe. Blue Cash Everyday ka koi annual fee nahi hai, jabki Blue Cash Preferred ka $95 annual fee hai (first year free). Preferred card higher rewards deta hai (6% on supermarkets, 6% on streaming), lekin agar aapka grocery budget $61/week se kam hai, toh Everyday card better hai.[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)

**2. Kya yeh card small families ke liye good hai?**  

Haan, small families jo regularly groceries, gas, aur online shopping pe kharch karte hain, unke liye yeh card bohot faydemand hai, kyunki rewards categories daily needs se match karti hain.[](https://www.lendingtree.com/credit-cards/review/blue-cash-everyday-american-express/)

**3. Kya rewards expire hote hain?**  

Nahi, Blue Cash Reward Dollars expire nahi hote, jab tak aapka account active hai aur good standing mein hai.[](https://www.americanexpress.com/en-us/account/get-started/bce/)

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## Final Thoughts (Aakhir Mein)

Blue Cash Everyday Card from American Express ek solid choice hai unke liye jo apne daily kharche pe cash back earn karna chahte hain without paying an annual fee. Iska simple rewards structure, generous welcome bonus, aur intro APR offer isse ek versatile card banate hain. Haan, agar aap frequent international traveler ho, toh iska 2.7% foreign transaction fee thoda drawback ho sakta hai. Lekin groceries, gas, aur online shopping ke liye, yeh card ek dum zabardast hai!

Toh, kya aap is card ke liye apply karne ka soch rahe ho? Ya koi aur sawal hai? Comment mein batayein, aur hum aapki help karenge! Aur haan, agar yeh article helpful laga, toh apne dosto ke saath share karo! 😊

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**Disclaimer**: Is article mein di gayi information American Express ke official website aur trusted sources se li gayi hai. Card ke terms and conditions apply karte waqt check kar lena chahiye, kyunki offers change ho sakte hain.[](https://www.usatoday.com/money/blueprint/credit-cards/reviews/blue-cash-everyday/)[](https://wallethub.com/d/american-express-blue-70c)[](https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-everyday)