HDFC Diners Club Miles Credit Card: Ek Shaandaar Travel Card! (LoansBima.com)

HDFC Diners Club Miles Credit Card: Ek Shaandaar Travel Card Kaise Hai!

HDFC Diners Club Miles Credit Card: Ek Shaandaar Travel Card! (LoansBima.com)

Hey, Dosto Kya aap ek frequent traveler hain jo har trip mein comfort aur rewards ka maza lena chahta hai? Agar haan, toh "HDFC Diners Club Miles Credit Card" aapke liye ek perfect choice ho sakta hai! Yeh card travel aur lifestyle ke shaukeen logon ke liye banaya gaya hai, jo har kharche mein rewards aur exclusive privileges chahte hain. Is article mein hum is card ke features, benefits, apply karne ka process, aur eligibility criteria ko detail mein explore karenge, Hinglish style mein, taaki aapko sab kuch asaan aur mazedaar lage!

Kya Hai HDFC Diners Club Miles Credit Card?

HDFC Diners Club Miles Credit Card ek premium travel credit card hai jo travel aur dining ke liye best-in-class benefits deta hai. Yeh card un logon ke liye ideal hai jo frequently fly karte hain ya luxury dining experiences ka maza lete hain. Is card ka air miles program bohot hi attractive hai, jisme aapke reward points ko air miles mein convert karke flights book kar sakte hain. Iske alawa, airport lounge access, dining discounts, aur insurance cover jaise features bhi isko ek must-have card banate hain.

HDFC Diners Club Miles Credit Card Ke Features Aur Benefits Kya Hain 

Yeh card apne unique features ke wajah se market mein alag hai. Chaliye dekhte hain iske kuch top benefits:

Welcome aur Renewal Bonus: Joining fee pay karte hi aapko "1000 Reward Points" milte hain as a welcome gift. Har renewal par bhi "1000 Reward Points" milte hain (agar annual fee waive nahi hui toh).

Air Miles Program: Har "150 Rs." ke spend par 4 Reward Points milte hain, aur in points ko "1:1 ratio" mein air miles mein convert kiya ja sakta hai with airlines like Singapore Airlines, British Airways, aur Club Vistara.

Dining Discounts: "15% discount" aur 1400+ offers at partner restaurants worldwide through HDFC’s Good Food Trail program.

Insurance Covers:

• Air accidental cover worth "Rs. 1 Crore".
• Emergency medical expenses up to "Rs. 25 Lakh".
• Credit liability protection up to "Rs. 9 Lakh".

Concierge Services: Travel bookings aur other needs ke liye 24/7 concierge service available hai.

Fun Fact: Is card ka design bhi kaafi sleek aur elegant hai, with golden numbers printed on it, jo isko ek premium look deta hai!

HDFC Diners Club Miles Credit Card Ke Liye Apply kaise Karein 

Abhi ke liye, HDFC Bank ne is card ke liye new applications accept karna band kar diya hai. 

1. Check Eligibility Online: Dosto eligibility check karne aur HDFC bank ke website ya phir net banking portal par jayein.

2. Contact Customer Care: HDFC ke toll-free number "1800-1600" ya "1800-2600" par call karke apne existing card ko upgrade karne ka option discuss karein.

3. Visit Branch: Nearest HDFC Bank branch mein jakar relationship manager se baat karein aur upgrade process ke bare mein jankari lein.

4. Submit Documents: Jaroori Documents submit Karen.

5. Await Approval: Application submit karne ke baad, bank aapke credit score aur repayment history check karega. 

Pro Tip: Agar aapke paas already HDFC ka koi card hai with a credit limit above hai.

HDFC Diners Club Miles Credit Card ke liye zaroori Documents Kya Hai?

Card ke liye apply karte waqt aapko yeh documents ready rakhne chahiye:

• Identity Proof: Koi ek Identity Proof hona chahiye jaise Aadhaar Card, PAN Card, Voter ID ya Driving licence.
• Address Proof: Passport, Utility Bill (electricity/water), ya Driving License.
• Income Proof: Latest salary slips (salaried ke liye) ya ITR documents (self-employed ke liye).
• Photograph: Recent passport-size photo.

Note: Bank additional documents maang sakta hai, so keep your paperwork ready!

Eligibility Criteria for HDFC Diners Club Miles Credit Card

Is card ke liye eligible hone ke liye aapko yeh criteria meet karna hoga:

• Age: 21 se 65 years ke beech.
• Income (Salaried): Minimum monthly salary Rs. 50,000 ya Rs. 6 Lakh annual ITR.
• Income (Self-Employed): ITR of at least Rs. 3.6 Lakh per annum (some sources mention Rs. 7.2 Lakh for premium cards).
• Credit Score: A good CIBIL score (preferably 750+).
• Residency: Applicant ko India ka resident hona chahiye.

Fees aur Charges

• Joining Fee: Rs. 1000 + GST.
• Annual Fee: Rs. 1000 + GST (waived off if you spend Rs. 1 Lakh in 12 months).
• Interest Rate: 3.49% per month (42% annually).
• Cash Withdrawal Fee: 2.5% (minimum Rs. 500).
• Foreign Transaction Fee: Around 2% (lower than many other cards).

Kyun Chune HDFC Diners Club Miles Credit Card?

Travel Lovers Ke Liye: Air miles program aur lounge access isko frequent flyers ke liye ek top choice banata hai.

Dining Benefits: 15% discount at premium restaurants aapke dining experience ko aur bhi special banata hai.

Value for Money: Low annual fee aur spend-based waiver ke sath yeh card bohot affordable hai.

★Cons to Consider:

• New applications band hone ke wajah se, abhi sirf existing customers upgrade kar sakte hain.

FAQs About HDFC Diners Club Miles Credit Card

1. Kya main is card ke sath Amazon par shopping kar sakta hoon?  

Haan, aap HDFC Diners Club Miles Credit Card se Amazon aur dusre e-commerce portals par shopping kar sakte hain.

2. Kya yeh card lifetime free hai?  

Kuch customers ko First Year Free ya Lifetime Free offer mil sakta hai, lekin usually yeh Rs. 1000 + GST ke annual fee ke sath aata hai.

3. Lounge access ke liye kya conditions hain?  

Aapko previous calendar quarter mein Rs. 15,000 spend karna hota hai for complimentary lounge access.

4. Kya add-on card free hai ish card ke sath?  

Haan, add-on cards ke liye koi extra fee nahi lagti.

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Conclusion

HDFC Diners Club Miles Credit Card ek shandaar option hai travelers aur foodies ke liye. Iske air miles program, lounge access, aur dining discounts isko ek versatile aur rewarding card banate hain. Agar aap already HDFC ke customer hain, toh is card ke liye upgrade apply karne ka soch sakte hain. Bas apna credit score check karna na bhule aur required documents ready rakhein. Toh, kya wait kar rahe ho? Apne travel aur dining experiences ko next level par le jao is card ke sath!

"Kya aapke paas is card ke bare mein koi experience hai? Ya koi aur travel card recommend karna chahte ho? Comment mein share karo!" To doston ish ke sath agar aapko Ho hamare dwara diye Gaye jankari acchi lagi hai ya aap hamari post ko like karte hain to ine future aap jyada jankari ke liye LoansBima.com visit kar sakte hain dhanyvad!