ICICI Amazon Pay Credit Card (India): Sab kuch jo aapko jaanna chahiye!
Aaj ke digital zamane mein, online shopping aur cashless payments ka trend badh raha hai. Aur jab baat Amazon jaisi badi e-commerce platform ki ho, toh ek aisa credit card jo aapke shopping experience ko aur bhi rewarding bana de, wahi chahiye! "ICICI Amazon Pay Credit Card" ek aisa hi card hai jo Amazon lovers ke liye perfect hai. Yeh lifetime free credit card hai, jo na sirf aapko Amazon pe shopping karne par cashback deta hai, balki daily expenses mein bhi savings laata hai. Is article mein hum is card ke features, benefits, application process, eligibility, aur FAQs ke baare mein baat karenge. Toh chaliye, shuru karte hain!
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ICICI Amazon Pay Credit Card Kya Hai?
ICICI Amazon Pay Credit Card ek co-branded credit card hai, jo ICICI Bank aur Amazon Pay (India) Private Limited ke collaboration mein banaya gaya hai, aur yeh Visa platform par kaam karta hai. Yeh card specially un logon ke liye design kiya gaya hai jo Amazon pe frequently shopping karte hain, khas kar Amazon Prime members ke liye. Is card ka sabse bada advantage yeh hai ki yeh "lifetime free" hai – matlab koi joining fee ya annual fee nahi!
Is card ke saath aap har purchase par Amazon Pay balance ke roop mein cashback earn karte hain, jo aap Amazon.in ya Amazon Pay partner merchants par use kar sakte hain. Prime members ko 5% cashback milta hai Amazon pe, jabki non-Prime members ko 3%. Aur yeh bas shuruaat hai – iske aur bhi bohot se benefits hain!
ICICI Amazon Pay Credit Card Ke Key Benefits
Yeh card apne simple rewards structure aur multiple benefits ke wajah se kaafi popular hai. Chaliye dekhte hain iske kuch main features:
Lifetime Free Card: Koi joining ya annual fee nahi, yeh card hamesha free rahega.
Unlimited Cashback:
- Amazon Prime members ko Amazon.in pe 5% cashback.
- Non-Prime members ko Amazon.in pe 3% cashback (digital products aur gift cards par 2%).
- 100+ Amazon Pay partner merchants par 2% cashback.
- Other non-EMI transactions par 1% cashback (fuel, rent, aur Amazon Business transactions ke alawa).
No Expiry on Rewards: Aapke earned Amazon Pay balance kabhi expire nahi hota.
Fuel Surcharge Waiver: Har fuel station par 1% fuel surcharge waiver (transaction ₹4,000 tak).
Dining Discounts: ICICI Bank ke Culinary Treats program ke through 2,500+ partner restaurants par minimum 15% discount.
Contactless Payments: NFC chip ke saath yeh card fast aur secure contactless payments ke liye perfect hai.
Welcome Offers: New cardholders ko ₹1,700 tak ke welcome rewards aur 3 months free EazyDiner Prime membership mil sakti hai.
Yeh card Amazon loyalists ke liye ek must-have hai, khas kar unke liye jo Prime membership ke saath shopping karte hain!
Application Process: Kaise Apply Karein?
ICICI Amazon Pay Credit Card ke liye apply karna bohot hi aasaan hai aur pura process online hai. Aapko bas Amazon.in website ya app par jana hai. Yeh raha step-by-step guide:
1. Amazon Pay ICICI Card Page Par Jayein: Amazon.in ya app par jake “Amazon Pay ICICI Bank Credit Card” page kholein aur “Apply Now” button par click karein.
2. Eligibility Check Karein: Apna registered mobile number use karein jo aapke Amazon account se linked hai. Agar aapka number alag hai, toh pehle Amazon account mein mobile number update karein.
3. Online Application Bharein: PAN number aur Aadhaar details enter karein. Aadhaar-linked mobile number par OTP verify karein.
4. Video KYC Complete Karein: ICICI Bank ke officer ke saath video call par KYC process pura karein. Isme aapko PAN card dikhana hoga aur kuch basic questions ke jawab dene honge.
5. Instant Approval aur Digital Card: Agar aapka application instantly approve hota hai, toh aapko turant ek digital card mil jayega, jo online transactions ke liye ready hoga.
6. Physical Card Delivery: Approval ke 7 working days ke andar physical card aapke address par deliver ho jayega.
Aap apne application status ko ICICI Bank ke website ya customer care (1800 102 0123) par check kar sakte hain.
Important Documents for Application
ICICI Amazon Pay Credit Card ke liye apply karte waqt aapko kuch basic documents ki zarurat hogi:
- Identity Proof: PAN card (mandatory for video KYC).
- Address Proof: Aadhaar card, driver’s license, passport, ya voter ID.
- Income Proof (if required): Latest salary slips, 3-month bank statements, ITR, ya Form 16.
- Registered Mobile Number: Amazon account se linked mobile number.
Note: Video KYC ke liye smartphone ya device aur stable internet connection zaroori hai.
Eligibility Criteria
ICICI Amazon Pay Credit Card ke liye eligible hone ke liye aapko in criteria ko meet karna hoga:
Age: 21 se 60 years ke beech.
Income:
- ICICI Bank customers ke liye minimum ₹25,000 monthly income.
- Non-ICICI customers ke liye minimum ₹35,000 monthly income.
- Nationality: Indian citizen.
- Amazon Account: Aapka Amazon.in account hona chahiye aur registered mobile number usi se linked hona chahiye.
- Credit Score: Acha credit score (750+) application approval ke chances badhata hai.
Salaried aur self-employed dono apply kar sakte hain, bas income proof submit karna hoga agar bank demand karta hai.
Additional Features aur Benefits
Yeh card sirf Amazon shopping tak limited nahi hai. Aur bhi bohot se features hain jo isse versatile banate hain:
No Cost EMI: Amazon pe ₹3,000 se zyada ke purchases par 3 ya 6 months ka no-cost EMI option.
Security: Embedded microchip aur 3D Secure technology online aur offline transactions ko safe rakhti hai.
Flexible Bill Payment: Aap apna credit card bill Amazon app, ICICI net banking, iMobile app, ya NEFT ke through pay kar sakte hain.
Credit Limit: Initial credit limit usually ₹60,000 se shuru hoti hai, lekin aapki income aur credit history ke basis par isme badhotri ho sakti hai.
ICICI Amazon Pay Credit Card vs. Flipkart Axis Bank Credit Card
Agar aap Amazon aur Flipkart dono use karte hain, toh aap soch rahe honge ki kaunsa card better hai. Yahan ek quick comparison hai:
Agar aap Amazon loyalist hain, toh ICICI Amazon Pay Card better hai. Lekin agar aap Flipkart zyada use karte hain ya lounge access chahte hain, toh Flipkart Axis Bank Card consider kar sakte hain.
FAQs: Aapke Common Sawalon Ke Jawab
1. Kya Amazon Pay ICICI Credit Card ke liye Prime membership zaroori hai?
Nahi, Prime membership zaroori nahi hai. Lekin Prime members ko 5% cashback milta hai, jabki non-Prime members ko 3%. Toh Prime membership ke saath zyada savings hoti hai.
2. Kya yeh card offline stores par kaam karta hai?
Haan, yeh Visa card hai, jo India aur abroad ke Visa-accepting stores aur ATMs par kaam karta hai. Contactless payment bhi supported hai.
3. Cashback kab aur kaise credit hota hai?
Har billing cycle ke 2 working days ke andar cashback aapke Amazon Pay balance mein automatically credit ho jata hai. Aap isse Amazon.in ya partner merchants par use kar sakte hain.
4. Kya mai cash withdraw kar sakta hu is card se?
Haan, aap ATM se cash withdraw kar sakte hain, lekin ispar 2.5% transaction fee lagega.
5. Agar mera application reject ho jaye toh kya karu?
Agar aapka application reject hota hai, toh ICICI Bank se email aayega jisme reason mention hoga. Aap apna credit score check karein, documents verify karein, aur 3-6 months baad dobara apply kar sakte hain.
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Kyun Chune ICICI Amazon Pay Credit Card?
Agar aap Amazon pe regularly shopping karte hain, ya Amazon Pay se bill payments ya recharges karte hain, toh yeh card aapke liye ek game-changer ho sakta hai. Iska simple rewards program, lifetime free status, aur high cashback rates isse ek must-have banate hain. Plus, video KYC aur instant digital card issuance ke saath, aap isse turant use karna shuru kar sakte hain.
Toh deri kyun? Aaj hi Amazon.in par apply karein aur apne shopping experience ko aur bhi rewarding banayein! Agar aapke koi aur sawal hain, toh niche comment karein ya ICICI customer care se contact karein. Happy shopping!
Disclaimer: Is article mein di gayi information web sources aur Amazon/ICICI ke official pages se li gayi hai. Kisi bhi tarah ke changes ya updates ke liye, Amazon.in ya ICICI Bank ki website check karein.
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