UOB Reserve Card (Singapore): Ek Shandar Credit Card for High-Flyers
Kya aap ek premium lifestyle jeete hain aur aapko exclusive privileges aur benefits chahiye? Toh "UOB Reserve Card (Singapore)" aapke liye ek perfect choice ho sakta hai! Yeh by-invitation-only card ultra-high-net-worth individuals (UHNWIs) ke liye banaya gaya hai, jo dining, travel, aur lifestyle experiences mein unparalleled luxury chahte hain. Is article mein hum aapko UOB Reserve Card ke baare mein sab kuch batayenge – iske benefits, application process, eligibility, aur bhi bohot kuch – Hinglish mein, taaki aapko sab samajh aaye aur yeh article SEO-friendly bhi rahe!
Kya Hai UOB Reserve Card?
UOB Reserve Card ek elite credit card hai jo United Overseas Bank (UOB) Singapore ne launch kiya hai. Yeh card un logon ke liye hai jo apne lifestyle mein sirf best hi chahte hain. Iska focus hai curated experiences dena, jaise ki Michelin-starred restaurants mein priority dining, seamless travel benefits, aur exclusive lifestyle perks. Yeh card do variants mein aata hai: "UOB Reserve Card" aur "UOB Reserve Diamond Card", jismein Diamond version thodi zyada premium benefits ke saath aata hai.
More Information Check Out More Post
Key Features of UOB Reserve Card
Exclusivity: Yeh card sirf invitation ke through hi milta hai.
Premium Material: Card Alpaca Silver se bana hai, jo ek high-quality alloy hai, aur iska weight 28 grams hai – Singapore ka sabse heavy credit card!
Annual Fee: Principal card ke liye S$3,924 (9% GST ke saath) yearly, jo waive nahi hota.
Rewards: 100,000 air miles on joining aur renewal pe (agar aap S$250,000 spend karte hain per membership year).
UOB Reserve Card Ke Benefits Kya Hain?
Yeh card aapko ek alag hi duniya mein le jata hai, jahan aapko luxury aur convenience dono milta hai. Chaliye dekhte hain iske kuch top benefits:
1. Dining Privileges
- Reserve Dining Programme: Michelin-starred restaurants jaise Burnt Ends, Les Amis, Odette, aur Cloudstreet mein priority reservations bina waitlist ke.
- Complimentary Drinks: Select international restaurants mein welcome drinks ya canapés, jaise Gaa (Bangkok) mein complimentary canapés ya The Hind’s Head (UK) mein free house wine.
- Exclusive Events: Fashion aur cultural events mein private previews, jaise GRAFF jewellery showcases.
2. Travel Benefits
- Unlimited Lounge Access: 1,300+ VIP airport lounges worldwide mein unlimited access, principal aur supplementary cardholders ke liye.
- Meet-and-Greet Services: 450+ international airports pe expedited immigration aur limousine transfers (2-4 per year).
- Hotel Perks: Pan Pacific DISCOVERY programme mein complimentary Titanium status, jo 550 hotels mein extra benefits deta hai.
3. Lifestyle Perks
Golf Privileges: Sentosa Golf Club aur Tanah Merah Country Club mein complimentary golf rounds (4 rounds for Reserve, 6 for Reserve Diamond).
Yacht Charters: Superyachts jaise Star of the Sea pe exclusive charter privileges.
Health & Wellness: Fusion Medical pe comprehensive health screening packages.
4. Concierge Services
- 24/7 UOB Reserve Concierge: Formula 1 tickets ya last-minute gifts arrange karne ke liye dedicated concierge service.
- Mandala Club Membership: Reserve Diamond cardholders ko Mandala Club mein joining fee aur first-year membership free milta hai (worth ~S$8,000).
5. Rewards aur Air Miles
Air Miles Earning: 2.4 air miles per S$1 on foreign currency spend, 2 air miles on local luxury spend, aur 1.6 air miles on other local purchases.
Welcome Bonus: 100,000 air miles on joining aur renewal pe (S$250,000 annual spend ke saath).
Uni$ Points: Reserve Card ke liye 2 years tak valid, aur Reserve Diamond ke liye never expire.
UOB Reserve Card Ke Liye Kaise Apply Karein?
UOB Reserve Card ek by-invitation-only card hai, isliye aap directly apply nahi kar sakte. Yeh card sirf select individuals ko offer kiya jata hai. Application process kuch is tarah hai:
1. Invitation Receive Karein: UOB aapko invite karega agar aap unke criteria meet karte hain (usually high-net-worth individuals ya UOB Privilege Reserve/Private Banking clients).
2. Contact Concierge: Apne UOB Reserve Concierge ya Relationship Manager se baat karein. Aap unhe call kar sakte hain ya appointment book kar sakte hain.
3. Documents Submit Karein: Aapko income proof aur identity documents submit karne honge (details niche diye gaye hain).
4. Approval Process: Bank aapke application aur financial profile ko review karega. Approval bank ke discretion pe depend karta hai.
5. Card Activation: Approval ke baad, aapka card activate ho jayega, aur aapko 100,000 air miles welcome bonus milega.
Note: Annual fee (S$3,924) due date ke 2 months baad charge hota hai, aur yeh non-waivable hai.
Important Documents for UOB Reserve Card Application
Application ke liye aapko kuch specific documents chahiye honge. Yeh ensure karta hai ki aap eligibility criteria meet karte hain:
- Identity Proof: NRIC (Singapore Citizens/PRs) ya Passport (Foreigners).
- Income Proof: Latest Income Tax Notice of Assessment (NOA) ya 12 months ka bank statement jisme salary credit dikhe.
- Additional Documents: Agar aap UOB Privilege Reserve (min. AUM S$2M) ya Private Banking (min. AUM S$5M) client hain, toh bank additional documents maang sakta hai.
- Address Proof: Utility bill ya recent bank statement (optional, bank ke discretion pe).
Pro Tip: Documents ko scan karke rakhein taaki application process smooth rahe. UOB TMRW app ke through bhi aap documents upload kar sakte hain.
Eligibility Criteria for UOB Reserve Card
Yeh card sabke liye nahi hai. UOB Reserve Card ke liye strict eligibility criteria hain:
- Minimum Age: 21 years.
- Minimum Annual Income: S$500,000 (Singapore Citizens, PRs, aur Foreigners ke liye).
- Banking Relationship: UOB Privilege Reserve (min. AUM S$2M) ya UOB Private Banking (min. AUM S$5M) clients ko preference milti hai.
- Spending Requirement: UOB Reserve ke liye minimum S$200,000 annual spend on personal credit cards in the last 12 months. Reserve Diamond ke liye S$1M spend chahiye on the Reserve Card in a membership year.
- Invitation Only: Sirf UOB ke select clients ko invite milta hai.
Note: Bank apne discretion pe high-profile individuals ko bhi approve kar sakta hai, even if they don’t meet the exact income criteria.
Additional Information About UOB Reserve Card
UOB Reserve vs. UOB Reserve Diamond
- UOB Reserve: Standard version with all major benefits like dining, travel, aur lifestyle perks.
- UOB Reserve Diamond: Enhanced version with extra perks like 6 golf rounds, never-expiring Uni$ points, aur Mandala Club membership benefits.
Why Choose UOB Reserve Card?
- Exclusivity: Yeh card aapko ek elite status deta hai jo bohot kam logon ke paas hota hai.
- Tailored Experiences: Har benefit aapke luxury lifestyle ko enhance karta hai.
- High Rewards: Air miles aur Uni$ points ke through aapko har spend pe value milta hai.
Things to Keep in Mind
- High Annual Fee: S$3,924 ka annual fee non-waivable hai, so ensure ki aap iski value benefits se nikal pate hain.
- No Contactless Payments: Card ka metal construction contactless payments ko support nahi karta, so mobile wallet use karna pad sakta hai.
- Spending Commitment: 100,000 air miles renewal bonus ke liye S$250,000 annual spend karna zaroori hai.
FAQs About UOB Reserve Card
1. UOB Reserve Card ka annual fee kya hai?
Annual fee S$3,924 (9% GST ke saath) hai aur yeh waive nahi hota. First supplementary metal card free hai, lekin second card ke liye S$654 charge hota hai.
2. Kya main directly UOB Reserve Card ke liye apply kar sakta hoon?
Nahi, yeh card sirf by-invitation-only hai. Aapko UOB se invite milna zaroori hai, usually high-net-worth individuals ya Privilege Reserve/Private Banking clients ko.
3. UOB Reserve Card ke top benefits kya hain?
Top benefits mein Michelin-starred restaurants mein priority dining, unlimited airport lounge access, complimentary golf rounds, aur 24/7 concierge services shamil hain.
4. Kya UOB Reserve Card ke air miles expire hote hain?
Reserve Card ke Uni$ points 2 years tak valid hote hain, lekin Reserve Diamond ke liye yeh kabhi expire nahi hote.
5. Kaun si restaurants Reserve Dining Programme ka hissa hain?
Restaurants jaise Burnt Ends, Les Amis, Odette, aur Cloudstreet shamil hain, jahan aapko pre-booked tables milte hain har Wednesday ke liye.
More Releted Credit Card
- UOB Reserve Card Singapore
- Premium credit card Singapore
- Luxury credit card benefits
- UOB Reserve Dining Programme
- Exclusive travel perks Singapore
- High-net-worth credit card
- UOB air miles rewards
- Michelin-starred dining Singapore
- By-invitation-only credit card
- UOB concierge services
Questions with Perfect Answers
Q1: UOB Reserve Card kisko mil sakta hai?
Ans: Yeh card un logon ke liye hai jo minimum S$500,000 annual income earn karte hain ya UOB Privilege Reserve (S$2M AUM) ya Private Banking (S$5M AUM) clients hain. Sirf select individuals ko invitation milta hai.
Q2: Kya UOB Reserve Card ke saath travel insurance milta hai?
Ans: Haan, agar aap apna airfare is card se pay karte hain, toh US$1,000,000 tak ka travel personal accident insurance, lost baggage, aur flight delay coverage milta hai.
Q3: UOB Reserve Card ke concierge services kaise kaam karte hain?
Ans: 24/7 UOB Reserve Concierge aapke liye travel bookings, dining reservations, ya even Formula 1 tickets jaise exclusive arrangements kar sakta hai. Bas call karein ya email karein!
Q4: Kya is card ke saath airport lounge access unlimited hai?
Ans: Ji haan, principal aur supplementary cardholders ko 1,300+ VIP airport lounges mein unlimited access milta hai, saath mein ek guest ke liye bhi free entry.
Q5: UOB Reserve Diamond Card mein kya extra milta hai?
Ans: Ismein extra benefits jaise 6 complimentary golf rounds, never-expiring Uni$ points, aur Mandala Club membership (joining fee + first-year free) shamil hain.
Conclusion
UOB Reserve Card ek aisa credit card hai jo luxury, exclusivity, aur convenience ka perfect blend deta hai. Chahe aap ek foodie ho jo Michelin-starred restaurants mein dine karna chahte hain, ya ek frequent traveler jo seamless travel experiences chahta hai, yeh card aapke liye hai. Lekin, iska high annual fee aur strict eligibility criteria matlab yeh sirf unke liye hai jo ultra-premium lifestyle jeete hain. Agar aapko lagta hai ki aap is card ke liye eligible hain, toh apne UOB Relationship Manager se baat karein aur is elite duniya ka hissa banein!
0 Comments