ICICI MMT Platinum Credit Card: Travel Karo, Rewards Paao!
Kya aap ek travel enthusiast hain jo har trip mein savings aur rewards chahte hain? To "ICICI MMT Platinum Credit Card" aapke liye perfect hai! Ye ek co-branded credit card hai jo ICICI Bank aur MakeMyTrip ne milke launch kiya hai, specially travelers ke liye. Is card se aap flights, hotels, aur holidays book karte waqt exclusive rewards, discounts, aur lounge access jaise benefits enjoy kar sakte hain. Is article mein hum aapko is card ke features, benefits, application process, aur eligibility ke baare mein sab kuch detail mein batayenge. So, chaliye shuru karte hain!
More Information Check Out More Post
ICICI MMT Platinum Credit Card Kya Hai?
ICICI MakeMyTrip Platinum Credit Card ek travel-focused credit card hai jo aapke har travel-related kharche par rewards deta hai, jo MakeMyTrip ke platform par redeem kiye ja sakte hain. Is card ke saath aap domestic aur international travel par savings kar sakte hain, plus lifestyle benefits jaise movie discounts aur dining offers bhi milte hain. Ye card moderate joining fee ke saath aata hai aur frequent travelers ke liye ek budget-friendly option hai.
Key Highlights of ICICI MMT Platinum Credit Card
Welcome Benefits: Joining par ₹500 My Cash aur ₹3,000 ka MakeMyTrip holiday voucher.
Rewards Program: Har transaction par My Cash rewards jo MakeMyTrip par 1 My Cash = ₹1 ke hisaab se redeem hote hain.
Lounge Access: Har quarter mein 1 complimentary domestic airport lounge aur railway lounge access.
Fuel Surcharge Waiver: HPCL pumps par ₹4,000 tak ke fuel transactions par 1% surcharge waiver.
Movie Discounts: BookMyShow aur INOX par har mahine 2 baar ₹150 tak ka discount.
ICICI MMT Platinum Credit Card Ke Benefits
Ye card travel lovers ke liye ek jackpot hai! Yahan kuch top benefits hain jo aapko pasand aayenge:
My Cash Rewards:
- Flight bookings (via MakeMyTrip): ₹200 kharch par 2 My Cash.
- Hotel/holiday bookings (via MakeMyTrip): ₹200 kharch par 3 My Cash.
- Domestic spends (outside MakeMyTrip): ₹200 kharch par 1 My Cash.
- International spends (outside MakeMyTrip): ₹200 kharch par 1.25 My Cash.
Milestone Rewards:
- Anniversary year mein ₹2.5 lakh kharch karne par 1,000 My Cash.
- MakeMyTrip par ₹50,000 kharch karne par 1,000 My Cash.
Travel Perks:
- Complimentary airport lounge access (1 per quarter, min. ₹5,000 spend in previous quarter).
- 1 railway lounge access per quarter.
- MakeMyTrip’s On-trip Travel Hotline for quick assistance.
Lifestyle Benefits:
- BookMyShow/INOX par 25% discount (max ₹150) on movie tickets, twice monthly.
- 15% discount on dining at 2,500+ restaurants under ICICI Culinary Treats Programme.
Fuel Savings:
- HPCL pumps par 1% fuel surcharge waiver (max ₹4,000 per transaction).
Security Features:
- Embedded microchip for fraud protection.
- 3D Secure registration for safe online transactions.
ICICI MMT Platinum Credit Card Ke Liye Kaise Apply Karein?
ICICI MMT Platinum Credit Card ke liye apply karna bahut easy hai. Aap online ya offline dono tarike se apply kar sakte hain. Yahan step-by-step process hai:
Online Application Process
1. Visit Official Website: ICICI Bank ki website (www.icicibank.com) ya Bajaj Markets/Paisabazaar jaise platforms par jayein.
2. Select Card: Credit Cards section mein MakeMyTrip ICICI Bank Platinum Credit Card chunein.
3. Check Eligibility: Apni basic details (name, occupation, phone number, DOB) enter karein.
4. Fill Application Form: PAN number, address, income details, aur email ID daalein.
5. Verify OTP: Registered mobile number par aaya OTP enter karein.
6. Submit Application: Form submit karein aur bank ke verification ka wait karein.
7. Card Delivery: Approval ke baad card 7-10 working days mein deliver ho jayega.
Offline Application Process
1. Visit Branch: Nearest ICICI Bank branch mein jayein.
2. Request Form: MakeMyTrip Platinum Credit Card application form mangayein.
3. Submit Documents: Form ke saath required documents jama karein.
4. Verification: Bank aapke documents verify karega aur approval ke baad card issue karega.
Pro Tip: Online apply karna faster hai aur aap application status bhi track kar sakte hain!
Important Documents for ICICI MMT Platinum Credit Card
Card ke liye apply karte waqt aapko kuch documents submit karne honge. Yahan list hai:
- Aadhar Card
- PAN Card
- Passport
- Voter ID
- Driving License
- Aadhar Card
- Utility Bills (electricity, water, gas)
- Passport
- Rental Agreement
- Latest Salary Slips (salaried individuals ke liye)
- Bank Statement (last 3-6 months)
- Income Tax Return (ITR) for self-employed
Photograph: Recent passport-size photo.
Note: Documents ki photocopies ke saath originals verification ke liye saath rakhein.
ICICI MMT Platinum Credit Card Ke Liye Eligibility Criteria
Is card ke liye aapko kuch basic eligibility requirements fulfill karne honge:
Age:
- Primary cardholder: 21-60 years
- Add-on cardholder: 18 years se zyada
Income:
- Salaried: Minimum ₹25,000 monthly income (metro cities); ₹20,000 (non-metro cities).
- Self-employed: Minimum ₹5 lakh annual ITR.
- Credit Score: Good credit score (700+ recommended).
- Nationality: Indian resident.
- Employment Status: Stable job ya business with regular income.
Quick Tip: Agar aapka credit score low hai, to pehle usse improve karein by clearing dues aur timely payments karke.
Fees aur Charges of ICICI MMT Platinum Credit Card
Card ke saath kuch fees bhi hain jo aapko jaan lena chahiye:
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (second year se, waived on ₹2.5 lakh annual spend)
Supplementary Card Fee: ₹250 (one-time)
Forex Markup Fee: 3.5% + GST
Late Payment Charges: ₹100-₹1,200 (based on outstanding amount)
Overlimit Fee: 2.5% of overlimit amount (min ₹500)
Interest Rate: Up to 3.4% monthly (40.8% annually)
Note: Fees aur charges bank ke policies ke hisaab se change ho sakte hain. Apply karne se pehle latest T&C check karein.
Why Choose ICICI MMT Platinum Credit Card?
Ye card un logon ke liye ideal hai jo frequently travel karte hain aur MakeMyTrip se bookings prefer karte hain. Yahan kuch reasons hain is card ko choose karne ke:
Travel-Focused Rewards: My Cash rewards jo aapki travel bookings ko aur sasta banate hain.
Lounge Access: Airport aur railway lounges ka free access, jo travel ko comfortable banata hai.
Affordable Fees: Low joining aur annual fee ke saath high value benefits.
Versatile Use: Domestic aur international dono transactions par rewards.
MakeMyTrip Ecosystem: Exclusive discounts aur offers jo MMT users ke liye tailored hain.
FAQs About ICICI MMT Platinum Credit Card
1. ICICI MMT Platinum Credit Card ke My Cash rewards kaise redeem karein?
My Cash rewards ko MakeMyTrip app ya website par flights, hotels, holidays, ya partner vouchers book karte waqt redeem kar sakte hain. Bas checkout par “My Cash” option select karein. 1 My Cash = ₹1.
2. Kya ye card international transactions ke liye use kar sakte hain?
Haan, lekin international transactions ke liye card ko pehle iMobile app ya ICICI internet banking se activate karna hoga. Forex markup fee 3.5% + GST hai.
3. Lounge access ke liye kya conditions hain?
Har quarter mein 1 complimentary domestic airport lounge access ke liye previous quarter mein minimum ₹5,000 spend karna zaroori hai. Railway lounge access ke liye koi spend condition nahi hai.
4. Kya My Cash rewards expire hote hain?
Haan, My Cash rewards 1 year ke liye valid hote hain accrual date se. Iske baad wo expire ho jate hain.
5. Card ka annual fee waive kaise karwaye?
Annual fee (₹500 + GST) waive karne ke liye anniversary year mein ₹2.5 lakh spend karna hoga.ti
more Related Query
Conversational Tone Example:
“Arre, yaar! Agar tum bhi meri tarah travel ka shauq rakhte ho, to ICICI MMT Platinum Credit Card ek must-have hai. Har booking par rewards milte hain, aur airport lounge access to bilkul free! Bas thodi si planning aur ye card tumhare travel ko super budget-friendly bana dega.”
Conversational Keywords:
- “Travel rewards card”
- “MakeMyTrip credit card benefits”
- “ICICI MMT Platinum Card apply kaise karein”
- “Free lounge access credit card”
- “Best travel credit card 2025”
- “My Cash rewards kya hain”
- “ICICI credit card for travel”
Conversational Questions & Answers:
Q: Is card ke saath kya kya free milta hai?
A: Free airport aur railway lounge access, ₹3,000 ka MMT holiday voucher, aur ₹500 My Cash joining par! Plus, movie tickets par bhi discount hai.
Q: Kya ye card beginners ke liye acha hai?
A: Bilkul! Low joining fee aur easy rewards system isse beginners ke liye perfect banata hai, especially agar aap travel lover ho.
Q: My Cash rewards ko kahan use kar sakte hain?
A: Sirf MakeMyTrip platform par—flights, hotels, holidays, ya partner vouchers ke liye. No cash withdrawal ya bank transfer option.
Conclusion
"ICICI MMT Platinum Credit Card" ek shandaar option hai travelers ke liye jo savings aur convenience chahte hain. Iske rewards, lounge access, aur lifestyle benefits isse ek value-for-money card banate hain. Agar aap MakeMyTrip se bookings karte hain, to ye card aapki travel journey ko aur exciting aur affordable bana dega. To der kis baat ki? Aaj hi apply karein aur apne next trip par badi savings enjoy karein!
Disclaimer: Benefits aur charges bank ke policies ke according change ho sakte hain. Apply karne se pehle ICICI Bank ki official website ya customer care se confirm karein.
0 Comments