SBI Prime Credit Card Ke Fayde Aur Features Ek Jhalak Mein
Aaj ki fast propulsion mein, ek acha credit card aapke financial journey ko aur bhi easy aur rewarding bana sakta hai. Agar aap ek premium credit card dhundh rahe hain jo lifestyle benefits, travel perks aur exclusive rewards deta ho, toh SBI Prime Credit Card aapke liye ek perfect choice ho sakta hai. Yeh card na sirf aapke daily expenses ko manage karta hai, balki aapko ek luxurious aur convenient experience bhi deta hai. Dosto Is article mein hum batayenge ki SBI Prime Credit Card aapke liye kyun best option hai, iske features aur benefits kya hai, application process, aur baki sab important details ke bare mein. Chaliye shuru karte hain!
More Information Check Out More Post
SBI Prime Credit Card Kya Hai?
SBI Prime Credit Card ek premium credit card hai jo State Bank of India (SBI) dwara offer kiya jata hai. Ye card specially un logon ke liye design kiya gaya hai jo apne everyday expenses jaise groceries, dining, movies, aur travel par rewards aur exclusive privileges chahte hain. Iska annual fee Rs. 2,999 + taxes hai, lekin agar aap ek saal mein.
SBI Prime Credit Card Ke Features Aur Benefits
SBI Prime Credit Card aapko financial flexibility aur shandar lifestyle bhi deta hai jo aapke life ke style ko badal deta hai.
Yahan iske kuch key features aur benefits hain:
★Reward Points:
- Har Rs. 100 ke kharch par 10 reward points on dining, groceries, movies, aur departmental stores.
- Birthday par 20 reward points per Rs. 100 (max 2,000 points annually).
★Welcome aur Milestone Benefits:
- Har quarter mein Rs. 50,000 spend karne par Rs. 1,000 ka Pizza Hut voucher.
- Annual Rs. 5 lakh spend par Rs. 7,000 ka Yatra/Pantaloons voucher.
★Fuel aur Dining Benefits:
- Fuel ki transaction Rs. 500 se 4,000 par 1% ki chhut hoti hai agar adhikatam rakam 250 rupaye prati maah ho.
★Other Perks:
- Complimentary air accident cover of Rs. 50 lakh (discontinued post 15 July 2025).
- Fraud liability cover of Rs. 1 lakh (48 hours prior to 7 days post-reporting).
- Add-on cards for up to 2 family members (18+ years) at no extra cost.
SBI Prime Credit Card Ke Liye Apply Kaise Karein?
SBI Prime Credit Card ke liye apply karna bohot easy hai. Aap online ya offline dono tarah se apply kar sakte hain. Yahan step-by-step process hai:
Online Application Process:
1. Visit Official Website: SBI Card ki official website (www.sbicard.com) par jayein aur ‘Credit Cards’ section mein jayein.
2. Select SBI Prime Card: List mein jakar SBI Prime Credit Card option ko chunne aur ‘Apply Now’ par click karein.
3. Fill Application Form: Personal details, income details, aur contact information fill karein.
4. Upload Documents: Required documents jaise ID proof, address proof, aur income proof upload karein.
5. Submit Application: Form review karein aur submit karein. Verification ke baad, card approval ke liye SBI team aapko contact karega.
Offline Application Process:
1. Visit SBI Branch: Apne nazdeeki SBI branch mein jayein.
2. Meet Representative: Credit card representative se milein aur apni requirements batayein.
3. Submit Form & Documents: Application form fill karein aur necessary documents jama karein.
4. Await Approval: Verification ke baad, card aapke registered address par deliver ho jayega.
Pro Tip: Application track karne ke liye SBI website par ‘Track Application’ option use karein aur apna application number/reference ID daalein.
Important Documents for SBI Prime Credit Card
SBI Prime Credit Card ke liye apply karte waqt aapko kuch essential documents submit karne honge.
Identity Proof (Koi ek):
- Aadhaar Card
- PAN Card
- Voter ID
- Driving License
Address Proof (Koi ek):
- Aadhaar Card
- Passport
- Utility Bill (electricity/gas bill)
- Ration Card
Income Proof (Koi ek):
- Last 3 months’ salary slips
- Latest Income Tax Return (ITR)
- Last 3 months’ bank statements
Note: Documents current aur valid hone chahiye. Agar aapka address KYC documents mein update nahi hai, to Digilocker ke through self-declaration submit kar sakte hai.
Eligibility Criteria for SBI Prime Credit Card
SBI Prime Credit Card ke liye eligible hone ke liye aapko kuch basic criteria ko pura karna hoga:
- Age: Applicant ki age 21 se 70 years ke beech honi chahiye.
- Income: Stable income source hona zaroori hai. Minimum monthly salary Rs. 20,000 (salaried) ya annual ITR Rs. 5 lakh (self-employed) hona chahiye.
- Credit Score: Credit score kam nahi hona chahiye, Low credit score se application reject ho sakti hai.
- Nationality: Applicant ko Indian citizen hona chahiye.
- Location: Aapka residential area SBI ke serviceable areas mein hona chahiye.
Tips to Improve Eligibility:
- Existing debts ko clear karein taaki credit utilization ratio low rahe.
Additional Benefits & Features
Flexipay: Rs. 2,500 ya usse zyada ke transactions ko EMIs mein convert kar sakte hain.
Global Acceptance: 24 million+ outlets worldwide aur 3.25 lakh outlets in India mein accept hota hai.
Easy Bill Pay: Electricity, mobile, aur other utility bills ka payment easily kar sakte hain.
FAQs About SBI Prime Credit Card
1. SBI Prime Credit Card ka annual fee kitna hona chahiye?
Annual fee Rs. 2,999 + taxes hai. Agar aap ek saal mein 3 lakh ka kharcha karte hain to renewal fee maaf ho jati hai.
2. Kya SBI Prime Credit Card contactless hai?
Haan, ye card Visa, MasterCard, aur American Express variants mein contactless technology ke saath aata hai, jo transactions ko fast aur secure banata hai.
3. Add-on card ke liye extra fee kya deni hoti hai?
Nahi, SBI Prime Credit Card ke saath 2 add-on cards (18+ years ke family members ke liye) free mein milte hain.
4. Card loss hone par kya karna chahiye?
Fraud liability cover Rs. 1 lakh tak ka hai, jo 48 hours pehle se 7 din baad tak valid hota hai.
Conversational Keywords
- SBI Prime Credit Card
- Premium credit card
- Reward points
- Lounge access
- Travel benefits
- E-gift vouchers
- Contactless payments
- Annual fee waiver
- Flexipay
- Balance transfer
SBI Prime Credit Card Hamare Liye Perfect Kyun Hai?
Agar aap ek aisa credit card chahte hain jo aapke high-spending lifestyle ko complement kare aur har kharch par rewards de, to SBI Prime Credit Card ek shandaar option hai. Iske travel benefits, milestone rewards, aur flexible payment options aapki financial needs ko aur bhi easy banate hain.
Pro Tip: Apne credit score ko check karein aur required documents ready rakhein taaki application process smooth rahe. For more details, visit
Note: Fees, charges, aur benefits time-to-time change ho sakte hain. Latest information ke liye SBI Card ki official website check karein.
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