# Capital One Quicksilver Cash Rewards Credit Card (USA): Ek Simple aur Rewarding Choice
Hey dosto, agar aap ek aisa credit card dhundh rahe ho jo simple ho, no-fuss rewards de, aur aapke wallet ke liye perfect fit ho, toh **Capital One Quicksilver Cash Rewards Credit Card** aapke liye ek badhiya option hai! Yeh card USA mein bahut popular hai kyunki yeh unlimited cash back deta hai, aur uske saath koi annual fee bhi nahi hai. Is article mein hum aapko is card ke bare mein sab kuch batayenge – iske benefits, kaise apply karna hai, eligibility criteria, aur bhi bohot kuch. Toh chalo, shuru karte hain!
## Kya Hai Capital One Quicksilver Cash Rewards Credit Card?
Capital One Quicksilver Cash Rewards Credit Card ek straightforward cash-back credit card hai jo har purchase par unlimited **1.5% cash back** deta hai. Chahe aap grocery shopping kar rahe ho, gas bhar rahe ho, ya online shopping kar rahe ho, har kharche par aapko cash back milega. Iske alawa, yeh card **no annual fee** aur **no foreign transaction fee** ke saath aata hai, jo isse travel ke liye bhi ek accha companion banata hai.
### Key Features of Capital One Quicksilver Cash Rewards
- **Unlimited 1.5% Cash Back**: Har purchase par 1.5% cash back, no limits, no categories to track.
- **5% Cash Back on Select Purchases**: Hotels aur rental cars booked through Capital One Travel par 5% cash back. Plus, through December 31, 2025, eligible cardholders get 5% cash back on Capital One Entertainment purchases (like concert tickets).[](https://www.capitalone.com/credit-cards/quicksilver/)
- **Welcome Bonus**: Spend $500 within the first 3 months aur ek one-time $200 cash bonus milega. Yeh ek easy-to-earn bonus hai
- **0% Intro APR**: 15 months ke liye purchases aur balance transfers par 0% APR, uske baad 19.24% - 29.24% variable APR (balance transfer fee apply hota hai).[](https://www.nerdwallet.com/article/credit-cards/capital-one-platinum-vs-quicksilver)
- **No Foreign Transaction Fees**: Videsh mein shopping ya travel karte waqt koi extra fee nahi.[](https://www.usatoday.com/money/blueprint/credit-cards/capital-one-quicksilver-benefits-guide/)
- **Flexible Redemption**: Cash back ko statement credit, check, gift cards, ya Amazon/PayPal purchases ke liye use kar sakte ho. Rewards kabhi expire nahi hote jab tak account active hai.[](https://www.capitalone.com/learn-grow/money-management/ways-to-use-quicksilver-rewards/)
- **Travel and Purchase Protections**: Mastercard World Elite benefits jaise price protection, travel accident insurance, aur baggage delay coverage.[](https://www.nerdwallet.com/article/credit-cards/benefits-capital-one-quicksilver?msockid=329a3cbeaa6c6323061029c1ab306231)
Yeh card un logon ke liye perfect hai jo complicated rewards programs se door rehna chahte hain aur ek simple, reliable cash-back card chahte hain.
## Kaise Apply Kare Capital One Quicksilver Card Ke Liye?
Applying for the Capital One Quicksilver Cash Rewards Credit Card is super easy aur online process hai. Yahan step-by-step guide hai:
1. **Check Pre-Approval Status**: Capital One ki website par jao aur check karo ki aap pre-approved ho ya nahi. Yeh ek soft credit inquiry hota hai, jo aapke credit score ko affect nahi karta.[](https://www.cardrates.com/advice/capital-one-quicksilver-credit-score/)
2. **Complete the Application**: Agar pre-approved ho, toh online form bharo. Isme basic details jaise name, address, income, aur Social Security Number mangenge.
3. **Submit and Wait**: Application submit karne ke baad, Capital One aapke credit score aur financial history check karega. Approval decision usually seconds mein mil jata hai.
4. **Get Your Card**: Approval ke baad, aapka card 7-10 business days mein mail se deliver ho jayega.
**Pro Tip**: Agar aapke paas already ek Capital One account hai, toh login karke apply karna aur bhi fast ho sakta hai!
## Important Documents for Applying
Capital One Quicksilver card ke liye apply karte waqt aapko yeh documents ya information ready rakhni hogi:
- **Personal Information**: Full name, date of birth, aur Social Security Number.
- **Contact Details**: Residential address, phone number, aur email address.
- **Financial Information**: Annual income, employment status, aur monthly housing payment details.
- **Identity Proof**: Koi government-issued ID (jaise driver’s license ya passport) ki details, agar verification ke liye manga jaye.
Yeh ensure karta hai ki aapka application smooth aur quick process ho.
## Eligibility Criteria for Capital One Quicksilver
Is card ke liye qualify karne ke liye, aapko yeh criteria meet karna hoga:
- **Credit Score**: Good to excellent credit score (FICO score 690 ya usse zyada). Agar aapka score isse kam hai, toh aapko QuicksilverOne ya Quicksilver Secured card ke liye consider kiya ja sakta hai.[](https://www.nerdwallet.com/article/credit-cards/capital-one-platinum-vs-quicksilver)
- **Age**: Minimum 18 years old hona chahiye.
- **Residency**: Aapko USA ka resident hona zaroori hai, with a valid mailing address.
- **Income**: Stable income source dikhana hoga, kyunki Capital One aapki repayment ability check karta hai.
**Note**: Agar aapka credit score perfect nahi hai, toh Capital One QuicksilverOne (fair credit ke liye, $39 annual fee) ya Quicksilver Secured (credit building ke liye, $200 deposit) options bhi offer karta hai.[](https://www.nerdwallet.com/article/credit-cards/quicksilver-vs-quicksilverone-your-credit-is-the-tiebreaker)
## Additional Benefits of Capital One Quicksilver
Is card ke alawa aur bhi kuch perks hain jo isse ek attractive choice banate hain:
- **Credit Monitoring Tools**: Capital One ka CreditWise tool aapke Experian aur TransUnion credit reports ko free mein monitor karta hai.[](https://www.creditkarma.com/credit-cards/insights/capital-one-quicksilver-cash-rewards-credit-card)
- **Capital One Shopping**: Online shopping ke liye yeh tool automatically coupons apply karta hai, jo aapke savings badha sakta hai.[](https://www.creditkarma.com/credit-cards/insights/capital-one-quicksilver-cash-rewards-credit-card)
- **Fraud Protection**: Agar aapka card lost ya stolen ho jaye, toh aap Capital One mobile app se card lock kar sakte ho. Plus, zero fraud liability coverage bhi hai.
- **Uber One Membership**: Limited time ke liye, cardholders ko free Uber One membership mil sakta hai, jo delivery aur rides par discounts deta hai.[](https://moneyzine.com/credit/capital-one-quicksilver-credit-card-review/)
## FAQs About Capital One Quicksilver Cash Rewards Credit Card
**Q1: Capital One Quicksilver card ka annual fee kitna hai?**
**A**: Koi annual fee nahi hai! Yeh card bilkul free hai, aur iske rewards bhi unlimited hain.[](https://www.forbes.com/advisor/credit-cards/reviews/capital-one-quicksilver-card/)
**Q2: Kya yeh card travel ke liye accha hai?**
**A**: Haan, bilkul! No foreign transaction fees aur 5% cash back on hotels/rental cars booked through Capital One Travel isse travel-friendly banata hai. Plus, Mastercard network ki wajah se yeh globally accepted hai.[](https://www.nerdwallet.com/article/credit-cards/benefits-capital-one-quicksilver?msockid=329a3cbeaa6c6323061029c1ab306231)
**Q3: Cash back rewards kaise redeem kar sakte hain?**
**A**: Aap cash back ko statement credit, check, gift cards, ya Amazon/PayPal purchases ke liye use kar sakte ho. Agar aapke paas Capital One miles-earning card hai, toh cash back ko miles mein convert bhi kar sakte ho.[](https://www.capitalone.com/learn-grow/money-management/ways-to-use-quicksilver-rewards/)
**Q4: Kya yeh card beginners ke liye suitable hai?**
**A**: Haan, yeh ek great starter card hai kyunki iska rewards structure simple hai aur no annual fee hai. Lekin, excellent credit score chahiye. Beginners with lower credit scores QuicksilverOne ya Secured version try kar sakte hain.[](https://www.bankrate.com/credit-cards/reviews/why-i-like-the-capital-one-quicksilver/)
**Q5: Is card ke liye minimum credit score kya hai?**
**A**: Typically, 690+ FICO score chahiye. Agar aapka score isse kam hai, toh pre-approval check karna better hai.[](https://www.cardrates.com/advice/capital-one-quicksilver-credit-score/)
## Conversational Keywords
- Capital One Quicksilver
- Cash back credit card
- No annual fee card
- 1.5% cash back
- Welcome bonus
- 0% intro APR
- Travel rewards
- Credit card for beginners
- No foreign transaction fee
- Simple rewards program
## Why Choose Capital One Quicksilver?
Agar aap ek aisa card chahte ho jo har purchase par rewards de, without the hassle of tracking categories ya worrying about annual fees, toh Capital One Quicksilver ek perfect pick hai. Iska welcome bonus aur intro APR offer new cardholders ke liye ek bada advantage hai, aur iske travel perks isse international use ke liye bhi great banate hain. Bas yaad rakho, is card ka maximum fayda uthane ke liye aapka credit score strong hona chahiye.
Toh, kya aap ready ho is card ke liye apply karne? Capital One ki website par jao, pre-approval check karo, aur apne rewards journey shuru karo! Agar aapko koi aur sawal hai, toh comment section mein pooch sakte ho – hum aapki help karenge!
*Disclaimer: Is article mein di gayi information May 25, 2025 tak ke available data par based hai. Card terms aur conditions change ho sakte hain, isliye apply karne se pehle Capital One ki official website check karo.*
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