Free Credit Card Reward Calculator – Estimate Your Cashback, Points & Miles in Seconds

Free Credit Card Reward Calculator – Estimate Your Cashback, Points & Miles in Seconds - LoansBima.com

Free Credit Card Reward Calculator

Enter your monthly spends by category — instantly see estimated cashback or reward points. Adjust rates to match your card!

Online Shopping / E-commerce Reward rate (%): %

Groceries / Supermarkets Reward rate (%): %

Dining / Food Delivery Reward rate (%): %

Fuel / Petrol Reward rate (%): %

Travel / Flights & Hotels Reward rate (%): %

Utilities / Bills Reward rate (%): %

Other / Miscellaneous Reward rate (%): %

Show rewards as Points (×4 multiplier)

Total Monthly Spend 0

Estimated Monthly Rewards 0

Estimated Annual Rewards 0

(Adjust % rates to match your card — many cards have monthly caps, check T&C)

Examples of rates:
• SBI Cashback → 5% online, 1% offline
• HDFC Swiggy → 10% on food apps
• Amazon Pay ICICI → 5% on Amazon
• Axis / HDFC premium cards → often 2–5× points (use checkbox for points view)