HDFC Infinia Credit Card: Sabse Premium Card Jo Aapke Lifestyle Ko Elevate Karta Hai

 # HDFC Infinia Credit Card: Sabse Premium Card Jo Aapke Lifestyle Ko Elevate Karta Hai

Hey doston, agar aap ek aisa credit card dhundh rahe ho jo aapke high-flying lifestyle ko match kare, toh **HDFC Infinia Credit Card** ek perfect choice hai! Yeh India ka one of the most sought-after super-premium credit cards hai, jo luxury, rewards, aur convenience ka ek unbeatable combination offer karta hai. Whether you’re a frequent traveler, dining enthusiast, ya phir bas apne har spend pe maximum value chahte ho, yeh card sabke liye kuch na kuch special lata hai. Is article mein, hum aapko batayenge ki HDFC Infinia kya hai, iske benefits kya hain, kaise apply karna hai, aur yeh card aapke liye perfect hai ya nahi. Toh chalo, shuru karte hain!

## HDFC Infinia Credit Card Kya Hai?

HDFC Infinia Credit Card ek **super-premium credit card** hai jo HDFC Bank ne India ke high-net-worth individuals ke liye launch kiya hai. Yeh card apne **metal edition** ke saath aur bhi zyada stylish aur exclusive ban gaya hai. Iska tagline “limitless possibilities” bilkul perfect hai kyunki yeh card travel, dining, shopping, aur lifestyle ke har aspect mein unmatched benefits deta hai. Iska reward rate, low forex markup, aur unlimited lounge access isko ek dream card banate hain.

### Key Features of HDFC Infinia Credit Card

- **Reward Points**: Har Rs. 150 ke spend pe 5 reward points milte hain, jo 3.33% reward rate deta hai. SmartBuy portal pe 10X rewards (up to 33% return) bhi possible hai

- **Unlimited Lounge Access**: Domestic aur international airports pe unlimited lounge access, Priority Pass ke saath, primary aur add-on cardholders ke liye.[](https://www.cardexpert.in/hdfc-infinia-credit-card-benefits/)

- **Low Forex Markup**: International transactions pe sirf 2% markup fee, aur Global Value Program ke saath 1% extra cashback.[](https://creditcardz.in/hdfc-infinia-credit-card-review/)

- **Luxury Benefits**: Complimentary Club Marriott membership, unlimited golf games, aur ITC hotels pe 1+1 buffet offers.[](https://cardinsider.com/hdfc-bank/hdfc-bank-infinia-credit-card/)

- **Concierge Service**: 24/7 personal concierge jo aapke travel, dining, aur gift bookings ko handle karta hai.[](https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card)

- **Insurance Benefits**: Rs. 3 crore accidental air death cover aur Rs. 50 lakh emergency overseas hospitalization cover.[](https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card)

## HDFC Infinia Credit Card Ke Benefits in Detail

### 1. Travel Like a Boss

Agar aap frequent traveler ho, toh Infinia aapka best friend ban sakta hai. 

- **Unlimited Lounge Access**: Domestic aur international lounges mein free entry, Priority Pass ke saath. Add-on cardholders bhi enjoy kar sakte hain

- **Low Forex Markup**: Sirf 2% fee on international spends, jo is segment mein sabse kam hai. Plus, Global Value Program ke saath aur savings

- **SmartBuy Travel Benefits**: Flight aur hotel bookings pe 1 RP = Rs. 1, aur 10X rewards tak mil sakte hain.[](https://www.paisabazaar.com/hdfc-bank/infinia-credit-card/)

### 2. Dining aur Lifestyle Perks

Infinia ke saath aap apne dining experience ko next level pe le ja sakte ho.

- **Swiggy Dineout Offer**: 10% off (up to Rs. 1,000) on dining bills, har mahine do baar, minimum Rs. 8,000 ke bill pe.[](https://cardinsider.com/hdfc-bank/hdfc-bank-infinia-credit-card/)

- **Club Marriott Membership**: First year free, jo Asia-Pacific ke Marriott hotels mein 20% dining aur stay discounts deta hai.[](https://www.paisabazaar.com/hdfc-bank/infinia-credit-card/)

- **ITC Hotels Benefits**: 1+1 buffet offer aur 3 nights book karo, 2 ke liye pay karo.[](https://www.paisabazaar.com/hdfc-bank/infinia-credit-card/)

### 3. Reward Points Ka Dhamaka

HDFC Infinia ka reward program is card ka sabse bada USP hai.

- **Base Reward Rate**: Har Rs. 150 pe 5 reward points, jo 3.33% value deta hai.[](https://creditcardz.in/hdfc-infinia-credit-card-review/)

- **SmartBuy Bonus**: Flights, hotels, aur gift vouchers pe 3X-10X rewards, jo 9.9% se 33% tak return de sakta hai.[](https://creditcardz.in/hdfc-infinia-credit-card-review/)

- **Redemption Options**: Points ko flights, hotels, airmiles (1:1 ratio), ya premium brands jaise Tanishq ya Apple products ke liye redeem karo.[](https://www.paisabazaar.com/hdfc-bank/infinia-credit-card/)

### 4. Golf aur Luxury Benefits

Agar aap golf ke shauqeen ho, toh Infinia aapko disappoint nahi karega.

- **Unlimited Golf Games**: India aur select international golf courses pe free games aur coaching.[](https://cardmaven.in/hdfc-bank-infinia-credit-card-review/)

- **Concierge Services**: Travel bookings, airport VIP services, ya international gift delivery ke liye 24/7 support.[](https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card)

## HDFC Infinia Credit Card Ke Liye Kaise Apply Karein?

HDFC Infinia ek **invite-only card** hai, matlab aapko bank se invitation milna zaroori hai. Lekin, agar aap eligible ho, toh apply karna asaan hai. Here’s the step-by-step process:

### Online Application Process

1. **HDFC Bank Website Pe Jao**: HDFC Bank ke official website (www.hdfcbank.com) pe visit karo.[](https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card)

2. **Infinia Card Select Karo**: Credit card section mein HDFC Infinia Metal Edition choose karo.

3. **Form Fill Karo**: Required details aur KYC documents upload karo.

4. **Submit Application**: Submit karne ke baad, bank aapko contact karega for further verification.

### Offline Application Process

1. **Nikatam HDFC Branch Visit Karo**: Apne saath required documents le jao.

2. **Relationship Manager Se Milo**: Unse Infinia card ke baare mein baat karo aur eligibility check karo.

3. **Documents Submit Karo**: Form aur documents submit karne ke baad bank process shuru karega.

## Important Documents for HDFC Infinia Application

Yeh card ke liye aapko kuch important documents dene honge:

- **Identity Proof**: Aadhaar card, passport, ya driving license.

- **Address Proof**: Aadhaar card, passport, ya utility bill.

- **Income Proof**: Latest ITR, salary slips, ya Form 16.

- **PAN Card**: Ya Form 60.

- **Passport-Size Photos**: Do recent photos.

- **Application Form**: Duly filled aur signed.[](https://groww.in/credit-card/hdfc-infinia-credit-card)

## Eligibility Criteria for HDFC Infinia Credit Card

HDFC Infinia ke liye eligibility thodi strict hai, kyunki yeh ek premium card hai. Here’s what you need:

- **Minimum Income**: Rs. 45 lakh annual ITR (salaried ya self-employed).[](https://manikarthik.com/blog/hdfc-infinia-card-review/nri-finance/credit-card-reviews/)

- **Credit Limit**: Existing HDFC cardholders ke liye minimum Rs. 8-10 lakh ka credit limit.[](https://www.cardexpert.in/hdfc-infinia-credit-card-benefits/)

- **Spending History**: Last 6 months mein Rs. 7-8 lakh ka spend on existing HDFC card.[](https://cardmaven.in/hdfc-bank-infinia-credit-card-review/)

- **Good Credit Score**: 800+ CIBIL score ideal hai.[](https://manikarthik.com/blog/hdfc-infinia-card-review/nri-finance/credit-card-reviews/)

- **Bank Relationship**: Loans, savings account, ya DEMAT account ke saath strong relationship bonus point hai.[](https://manikarthik.com/blog/hdfc-infinia-card-review/nri-finance/credit-card-reviews/)

- **NRIs**: Eligible hain, lekin invite-only basis pe.[](https://manikarthik.com/blog/hdfc-infinia-card-review/nri-finance/credit-card-reviews/)

## Additional Tips to Get HDFC Infinia

- **Upgrade Option**: Agar aapke paas HDFC Regalia ya Diners Club card hai, toh upgrade ke liye apply karo.[](https://www.cardexpert.in/hdfc-infinia-credit-card-benefits/)

- **Talk to RM**: Apne Relationship Manager se directly baat karo aur apni eligibility discuss karo.

- **Maintain High Credit Limit**: Apne existing card pe high credit limit aur consistent spends dikhayein.

## FAQs About HDFC Infinia Credit Card

**Q1: Kya HDFC Infinia ke saath add-on cardholders ko bhi lounge access milta hai?**  

**Ans**: Haan, Infinia ke add-on cardholders ko bhi unlimited domestic aur international lounge access milta hai, jo is card ko family travelers ke liye perfect banata hai.[](https://www.cardexpert.in/hdfc-infinia-credit-card-benefits/)

**Q2: Infinia ke reward points ka best redemption kaise karun?**  

**Ans**: Best value ke liye, apne reward points ko SmartBuy portal pe flights ya hotels book karne ke liye use karo (1 RP = Rs. 1). Ya phir airmiles (1:1 ratio) mein transfer karo for premium airlines jaise Etihad ya Air Canada.[](https://www.paisabazaar.com/hdfc-bank/infinia-credit-card/)

**Q3: Kya Infinia ke annual fees waive ho sakte hain?**  

**Ans**: Haan, agar aap ek saal mein Rs. 10 lakh spend karte ho, toh annual fee (Rs. 12,500 + taxes) waive ho sakta hai.[](https://creditcardz.in/hdfc-infinia-credit-card-review/)

**Q4: Kya Infinia card international transactions ke liye best hai?**  

**Ans**: Bilkul! 2% forex markup aur Global Value Program ke saath 1% extra cashback isko international spends ke liye top choice banata hai.[](https://cardmaven.in/hdfc-bank-infinia-credit-card-review/)

**Q5: Kya Priority Pass aur Infinia card ek hi lounge mein alag-alag swipes count karte hain?**  

**Ans**: Nahi, Priority Pass aur Infinia card ke swipes alag nahi count hote domestic lounges mein. Dono unlimited hain, toh aapko extra charge nahi dena padega.[](https://www.cardexpert.in/hdfc-bank-infinia-credit-card-review/)

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## Why HDFC Infinia Stands Out

HDFC Infinia apne competitors jaise Axis Magnus ya ICICI Times Black se kaafi aage hai, kyunki iska reward rate (up to 33% on SmartBuy) aur unlimited lounge access koi aur card match nahi kar sakta. Haan, iski annual fee Rs. 12,500 thodi high hai, lekin agar aap high-spender ho, toh yeh fee easily justify ho jati hai. Plus, iske golf benefits, concierge services, aur insurance cover isko ek complete package banate hain.

## Final Thoughts

Agar aap ek aisa credit card chahte ho jo aapke premium lifestyle ko match kare aur har spend pe maximum value de, toh **HDFC Infinia Credit Card** aapke liye bana hai. Iska invite-only status aur strict eligibility isko exclusive banati hai, lekin agar aap iske criteria meet karte ho, toh yeh card aapke wallet ka kingban sakta hai. Toh soch kya rahe ho? Apne RM se baat karo, eligibility check karo, aur is luxury card ko apna banao!