ICICI Coral Credit Card: Ek Shandaar Option for Rewards aur Savings!

 # ICICI Coral Credit Card: Ek Shandaar Option for Rewards aur Savings!

Agar aap ek aisa credit card dhoondh rahe hain jo aapke daily kharchon ko rewarding banaye aur sath hi low annual fees ke sath aaye, toh **ICICI Coral Credit Card** aapke liye perfect choice ho sakta hai! Yeh card lifestyle benefits, exciting rewards, aur affordable fees ka ek awesome combination offer karta hai. Is article mein hum aapko ICICI Coral Credit Card ke features, benefits, application process, aur eligibility criteria ke baare mein sab kuch batayenge, in a conversational Hinglish tone jo bilkul natural lage. Toh chaliye, let’s dive in!

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## Kya Hai ICICI Coral Credit Card?

ICICI Coral Credit Card ek entry-level credit card hai jo ICICI Bank ke 'Gemstone Collection' ka hissa hai. Yeh card specially un logon ke liye design kiya gaya hai jo apne everyday expenses par rewards earn karna chahte hain, sath hi dining, travel, aur entertainment par savings bhi enjoy karna chahte hain. Is card ki khasiyat yeh hai ki yeh low annual fee (sirf ₹500 + GST) ke sath aata hai aur new-to-credit users ke liye bhi ek great option hai.[](https://www.paisabazaar.com/icici-bank/coral-credit-card/)

### Key Features of ICICI Coral Credit Card

- **Reward Points**: Har ₹100 ke kharch par 2 PAYBACK points (fuel ke alawa) aur utilities/insurance par 1 point.

- **Movie Discounts**: BookMyShow ya INOX par 25% discount (up to ₹100) har mahine do baar, jab aap minimum 2 tickets book karte hain.

- **Lounge Access**: Har quarter mein ek free domestic airport lounge visit (₹75,000 spend in previous quarter) aur ek free railway lounge visit.

- **Dining Offers**: ICICI Culinary Treats Program ke through 2500+ restaurants par minimum 15% discount.

- **Fuel Surcharge Waiver**: HPCL petrol pumps par ₹400-₹4000 ke transactions par 1% fuel surcharge waiver.

- **Milestone Rewards**: ₹2 lakh kharch par 2000 points aur uske baad har ₹1 lakh par 1000 points (max 10,000 points annually).[](https://cardinsider.com/icici-bank/icici-bank-coral-credit-card/)

Yeh card Visa, Mastercard, aur American Express variants mein available hai, aur RuPay variant bhi hai jo UPI payments ke liye use kiya ja sakta hai.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

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## Kyun Chune ICICI Coral Credit Card?

ICICI Coral Credit Card ek all-rounder card hai jo aapke lifestyle ko enhance karta hai. Chahe aap movie buff ho, frequent traveler, ya foodie, yeh card har category mein kuch na kuch offer karta hai. Plus, iska low annual fee aur spend-based fee waiver (₹1.5 lakh annual spend par) isse budget-friendly banata hai.[](https://select.finology.in/credit-card/icici-bank-coral-credit-card)

### Benefits in Detail

- **Reward Points ka Fayda**: Har transaction par reward points earn karo, jo aap travel vouchers, electronics, fashion, ya shopping vouchers ke liye redeem kar sakte ho. Har point ki value ₹0.25 hai jab cash ke liye redeem kiya jaye.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

- **Movie Lovers ke liye**: Agar aap weekend par movies dekhna pasand karte hain, toh 25% discount on BookMyShow/INOX tickets aapke budget ko bacha sakta hai.

- **Travel Perks**: Airport aur railway lounge access aapke travel experience ko luxurious banata hai, especially jab aap long layovers ke liye wait kar rahe ho.

- **Secure Transactions**: Isme embedded microchip aur PIN system hai jo fraud aur duplication ke against extra security deta hai.[](https://www.bankbazaar.com/credit-card/icici-bank-coral-visa-credit-card.html)

- **UPI Compatibility (RuPay Variant)**: RuPay variant ke sath aap UPI payments bhi kar sakte ho, jo super convenient hai for small transactions.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

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## ICICI Coral Credit Card ke liye Kaise Apply Karein?

ICICI Coral Credit Card ke liye apply karna bilkul easy hai. Aap online ya offline dono tarike se apply kar sakte ho. Niche step-by-step process diya gaya hai:

### Online Application Process

1. **Visit Official Website**: ICICI Bank ke official website (www.icicibank.com) par jao.

2. **Select Credit Card**: Homepage par ‘Cards’ tab mein ‘Credit Cards’ option choose karo.

3. **Choose Coral Card**: Available cards ki list mein se ICICI Coral Credit Card select karo.

4. **Fill Application Form**: Apni personal details, income, aur contact info fill karo.

5. **Submit Documents**: Required documents upload karo (details niche di gayi hain).

6. **Track Application**: Application submit karne ke baad, aap online ya customer care (1800-200-3344) ke through status check kar sakte ho.[](https://cred.club/credit-card-bill-payment-online/articles/icici-coral-credit-card-fees-features-benefits)

### Offline Application

- Nearest ICICI Bank branch visit karo.

- Credit card application form bharo.

- Required documents jama karo.

- Bank representative aapki eligibility check karega aur process aage badhayega.[](https://cardinsider.com/icici-bank/icici-bank-coral-credit-card/)

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## Important Documents for ICICI Coral Credit Card

ICICI Coral Credit Card ke liye apply karte waqt aapko kuch basic documents submit karne honge. Yeh ensure karta hai ki aapka application smooth process ho.

### Required Documents

- **Identity Proof**: Aadhaar Card, PAN Card, Voter’s ID, Driving License, ya Passport.

- **Address Proof**: Aadhaar Card, Utility Bills (electricity/gas), Passport, ya Driving License.

- **Income Proof**: Latest 2 months’ salary slips, Income Tax Return (ITR), ya Form 16.

- **Photographs**: 2 passport-size photographs.[](https://www.insuranceliya.com/credit-cards/icici-coral-credit-card)

Note: Documents ko properly scan karke upload karna zaroori hai agar aap online apply kar rahe ho.

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## Eligibility Criteria for ICICI Coral Credit Card

ICICI Coral Credit Card ke liye eligible hone ke liye aapko kuch basic criteria meet karne honge:

- **Age**: Applicant ki age 23-65 years ke beech honi chahiye.

- **Income**: Minimum annual income ₹5 lakh honi chahiye (salaried ya self-employed dono ke liye).

- **Credit History**: Stable aur good credit history zaroori hai.

- **Nationality**: Indian resident hona chahiye.

- **Occupation**: Salaried ya self-employed individuals eligible hain.[](https://www.livemint.com/money/personal-finance/what-is-the-icici-bank-coral-credit-card-and-how-does-it-benefit-you-11738742867114.html)

Agar aap ICICI Bank ke existing customer hain, toh aapko pre-approved offer bhi mil sakta hai, jo application process ko aur bhi easy bana deta hai. Check karne ke liye iMobile app mein ‘Cards & Forex’ section dekho.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

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## Additional Benefits aur Features

ICICI Coral Credit Card ke alawa bhi kuch shandaar features hain jo isse aur attractive banate hain:

- **Low Annual Fee**: Joining aur annual fee sirf ₹500 + GST hai, aur ₹1.5 lakh annual spend par renewal fee waive ho jati hai.

- **Contactless Payments**: Yeh card contactless technology ke sath aata hai, jo quick aur secure payments allow karta hai.

- **Add-on Cards**: Aap apne family members (spouse, children, parents) ke liye add-on cards le sakte ho without extra cost.[](https://www.icicidirect.com/credit-cards)

- **24x7 Concierge Service (RuPay Variant)**: Travel ya dining bookings ke liye 24x7 assistance available hai.[](https://www.loansjagat.com/cards/icici-coral-rupay-credit-card)

- **Secure Transactions**: Embedded chip aur 3D Secure feature online aur offline transactions ko safe rakhta hai.[](https://www.bankbazaar.com/credit-card/icici-bank-coral-visa-credit-card.html)

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## FAQs about ICICI Coral Credit Card

### 1. ICICI Coral Credit Card ka annual fee kya hai?

Annual fee ₹500 + GST hai, lekin agar aap ek saal mein ₹1.5 lakh spend karte ho, toh renewal fee waive ho jata hai.[](https://cred.club/credit-card-bill-payment-online/articles/icici-coral-credit-card-fees-features-benefits)

### 2. Kya is card ke sath international lounge access milta hai?

Nahi, ICICI Coral Credit Card sirf domestic airport aur railway lounge access deta hai (1 visit per quarter).[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

### 3. Reward points kaise redeem kar sakte hain?

Aap reward points ko ICICI Bank ke rewards portal par redeem kar sakte ho for e-vouchers (Amazon, Flipkart, Tanishq, etc.), travel, ya lifestyle products. Har point ki value ₹0.25 hai jab cash ke liye redeem kiya jaye.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

### 4. Kya yeh card UPI payments ke liye use ho sakta hai?

Haan, RuPay variant ke sath aap UPI payments kar sakte ho, jo 0.25-0.5% reward rate deta hai.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

### 5. Movie ticket discount kaise avail karna hai?

BookMyShow ya INOX website par minimum 2 tickets book karo aur ICICI Coral Credit Card se payment karo. 25% discount (up to ₹100) har mahine do baar milta hai.[](https://cardinsider.com/icici-bank/icici-bank-coral-credit-card/)

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## Kyun Hai Yeh Card Aapke Liye Perfect?

Agar aap ek beginner ho ya ek aisa card chahte ho jo low maintenance ho aur har category mein thoda-thoda benefit de, toh ICICI Coral Credit Card ek zabardast option hai. Yeh card na sirf aapke daily expenses par rewards deta hai, balki movies, dining, aur travel mein bhi savings offer karta hai. Plus, iska RuPay variant UPI payments ke liye bhi compatible hai, jo aajkal har koi use karta hai.[](https://cardmaven.in/icici-bank-coral-credit-card-review/)

Toh, ab wait kyun karna? Agar aap eligible ho, toh aaj hi ICICI Bank ke website par jao aur apna ICICI Coral Credit Card apply karo. Aur haan, apne spending habits ke hisaab se card ke benefits ka full fayda uthao!

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*Note*: Credit card use karne ke risks bhi hote hain, jaise high interest rates agar aap time par bill nahi pay karte. Isliye hamesha apne budget ke andar hi kharch karo aur terms & conditions carefully padho.[](https://www.livemint.com/money/personal-finance/what-is-the-icici-bank-coral-credit-card-and-how-does-it-benefit-you-11738742867114.html)

For more details, visit [ICICI Bank’s official website](https://www.icicibank.com) ya customer care se contact karo. Happy spending aur saving! 🚀