Namaste dosto! Agar aap ek aisa credit card dhundh rahe ho jo aapke daily kharcho mein savings de aur sath hi premium benefits bhi, toh **Axis Bank ACE Credit Card** aapke liye perfect ho sakta hai! Yeh card specially Indian residents ke liye banaya gaya hai aur iske cashback offers aur low fees ne isse market mein ek top choice bana diya hai. Is article mein hum aapko is card ke baare mein sab kuch detail mein batayenge – iske features, benefits, kaise apply karna hai, eligibility, aur bhi bohot kuch. To chaliye shuru karte hai!
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## Axis Bank ACE Credit Card Kya Hai?
Axis Bank ACE Credit Card ek entry-level cashback credit card hai jo 2020 mein launch kiya gaya tha, in collaboration with Google Pay. Yeh card un logo ke liye perfect hai jo apne daily expenses jaise utility bills, online food orders, aur cab bookings pe cashback earn karna chahte hai. Iska low annual fee aur high cashback rates isse ek value-for-money option banate hai, especially beginners aur middle-class users ke liye.
### Key Features of Axis Bank ACE Credit Card
- **5% Cashback**: Google Pay ke through mobile recharge, utility bill payments (electricity, gas, broadband), aur DTH recharge pe 5% cashback (capped at ₹500 per month).[](https://www.paisabazaar.com/hindi/axis-bank/ace-credit-card/)[](https://www.myrupaya.in/post/axis-bank-ace-credit-card-honest-review)
- **4% Cashback**: Swiggy, Zomato, aur Ola jaise popular apps pe 4% cashback (bhi capped at ₹500 per month).[](https://www.paisabazaar.com/hindi/axis-bank/ace-credit-card/)[](https://www.myrupaya.in/post/axis-bank-ace-credit-card-honest-review)
- **2% Unlimited Cashback**: All other online aur offline transactions pe unlimited 2% cashback, jo is card ko unique banata hai.[](https://www.myrupaya.in/post/axis-bank-ace-credit-card-honest-review)[](https://creditlineindia.com/product/axis-bank-ace-credit-card/)
- **Fuel Surcharge Waiver**: ₹400 se ₹4000 ke fuel transactions pe 1% surcharge waiver (max ₹500 per month).[](https://cardmaven.in/axis-bank-ace-credit-card-review/)[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-ace-credit-card)
- **Dining Discounts**: 4000+ partner restaurants pe up to 15% discount.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-ace-credit-card)[](https://creditlineindia.com/product/axis-bank-ace-credit-card/)
- **Complimentary Lounge Access**: Har saal 4 free domestic airport lounge visits (minimum ₹50,000 spend in last 3 months required).[](https://cardmaven.in/axis-bank-ace-credit-card-review/)[](https://www.technofino.in/axis-ace-credit-card-review/)
- **Low Fees**: Joining fee ₹499 + GST, jo ₹10,000 spend karne pe waive ho jata hai within 45 days. Annual fee bhi ₹499 + GST, jo ₹2 lakh annual spend pe waive hota hai.[](https://www.finlive.in/article/axis-ace-card-review)
### Kyun Choose Kare Axis Bank ACE Credit Card?
Axis Bank ACE Credit Card ek all-rounder card hai jo aapke daily expenses ko aur bhi affordable banata hai. Iske high cashback rates, especially utility bills aur online food orders pe, isse ek practical choice banate hai. Plus, iska low annual fee aur easy fee waiver conditions isse budget-friendly rakhte hai. Agar aap ek beginner ho ya ek simple, no-nonsense card chahte ho, toh yeh card aapke liye hai!
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## Axis Bank ACE Credit Card Ke Liye Kaise Apply Kare?
Axis Bank ACE Credit Card ke liye apply karna bohot hi asaan hai, aur aap isse online ya Axis Bank branch ke through kar sakte ho. Yeh card currently Google Pay ke through invite-only basis pe bhi available hai, lekin agar aap Axis Bank customer ho, toh pre-approved offer mil sakta hai.[](https://www.technofino.in/axis-ace-credit-card-review/)
### Step-by-Step Application Process
1. **Visit Axis Bank Website**: Axis Bank ke official website (www.axisbank.com) pe jao aur ‘Credit Cards’ section mein jake ‘Axis Bank ACE Credit Card’ choose karo.[](https://www.bankbazaar.com/credit-card/axis-bank-ace-credit-card.html)
2. **Check Pre-Approved Offer**: Agar aap existing Axis Bank customer ho, toh ‘Check Pre-Approved Offer’ option pe click karo.
3. **Fill Application Form**: Apna naam, mobile number, state, city, monthly income, aur professional details enter karo.
4. **Submit Documents**: Required documents upload karo (details below).
5. **Authorize Contact**: Bank ke representative se contact karne ke liye permission do.
6. **Track Application**: Application submit hone ke baad, aapko ek Application Reference Number milega, jisse aap online track kar sakte ho.[](https://www.finlive.in/article/axis-ace-card-review)
**Pro Tip**: Agar aap Google Pay user ho aur aapko invite mila hai, toh Google Pay app ke through bhi apply kar sakte ho. Just make sure aap Android device use kar rahe ho, kyunki iOS pe bill payments ke liye cashback support nahi hai.[](https://www.technofino.in/axis-ace-credit-card-review/)
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## Important Documents for Axis Bank ACE Credit Card
Axis Bank ACE Credit Card ke liye apply karte waqt aapko kuch basic documents submit karne honge. Ye documents aapke identity, address, aur income ko verify karte hai.
### Required Documents
- **Proof of Identity**: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, ya koi government-approved photo ID.[](https://select.finology.in/credit-card/axis-bank-ace-credit-card)
- **Proof of Address**: Aadhaar Card, Utility Bill (not older than 3 months), Passport, Ration Card, ya Bank Account Statement.[](https://select.finology.in/credit-card/axis-bank-ace-credit-card)
- **Proof of Income**: Latest 1-2 salary slips (not older than 3 months), Form 16, ya last 3 months’ bank statement.[](https://select.finology.in/credit-card/axis-bank-ace-credit-card)
- **Photograph**: Recent passport-size photograph (if required by the bank).
**Note**: Agar aap Axis Bank ke existing customer ho, toh document requirements kam ho sakte hai, especially pre-approved offers ke case mein.
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## Eligibility Criteria for Axis Bank ACE Credit Card
Axis Bank ACE Credit Card ke liye apply karne se pehle, eligibility criteria check karna zaroori hai. Yeh card Indian residents ke liye design kiya gaya hai, aur iske liye basic requirements hain:
### Eligibility Requirements
- **Age**: 18 se 70 years ke beech.[](https://www.bankbazaar.com/credit-card/axis-bank-ace-credit-card.html)
- **Residency**: Only Indian residents eligible hain; NRIs apply nahi kar sakte.[](https://www.bankbazaar.com/credit-card/axis-bank-ace-credit-card.html)[](https://www.myrupaya.in/post/axis-bank-ace-credit-card-honest-review)
- **Income**: Stable income source hona chahiye (specific income limit bank pe depend karta hai).
- **Credit Score**: Decent credit score (ideally 750 ya usse zyada) for higher approval chances.[](https://www.creditmantri.com/what-are-the-features-of-the-axis-bank-ace-credit-card/)[](https://cardinsider.com/axis-bank/axis-bank-ace-credit-card/)
- **Employment**: Salaried ya self-employed individuals apply kar sakte hai.
**Tip**: Agar aapka credit score low hai, toh pehle apna credit score improve karne ki koshish karo by paying bills on time aur existing debts clear karke.
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## Additional Benefits of Axis Bank ACE Credit Card
Is card ke alawa aur bhi kuch benefits hain jo aapke lifestyle ko enhance karte hai:
- **EMI Conversion**: ₹2,500 se zyada ke transactions ko easily EMI mein convert kar sakte ho.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-ace-credit-card)
- **Dining Offers**: 4000+ partner restaurants pe up to 20% discount, jo foodies ke liye ek bada bonus hai.[](https://www.myrupaya.in/post/axis-bank-ace-credit-card-honest-review)[](https://creditlineindia.com/product/axis-bank-ace-credit-card/)
- **Lounge Access**: Occasional travelers ke liye 4 complimentary domestic lounge visits bohot useful hain.[](https://cardmaven.in/axis-bank-ace-credit-card-review/)
- **RuPay UPI Support**: Axis Bank ne recently RuPay Credit Cards ko UPI ke sath integrate kiya hai, jo small transactions ko aur bhi convenient banata hai.[](https://select.finology.in/credit-card/axis-bank-ace-credit-card)
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## FAQs About Axis Bank ACE Credit Card
**Q1: Axis Bank ACE Credit Card ka annual fee kya hai?**
**Ans**: Iska joining aur annual fee ₹499 + GST hai. Joining fee waive ho jata hai agar aap card issuance ke 45 days mein ₹10,000 spend karte ho, aur annual fee waive hota hai ₹2 lakh annual spend pe.[](https://www.finlive.in/article/axis-ace-card-review)
**Q2: Kya NRIs is card ke liye apply kar sakte hai?**
**Ans**: Nahi, yeh card sirf Indian residents ke liye hai. NRIs ke liye alag options check karne honge.[](https://www.bankbazaar.com/credit-card/axis-bank-ace-credit-card.html)
**Q3: Cashback kaise milega utility bill payments pe?**
**Ans**: 5% cashback ke liye aapko Google Pay ke through utility bills, mobile recharge, ya DTH recharge karna hoga. Cashback next billing cycle mein credit hota hai.[](https://www.reddit.com/r/CreditCardsIndia/comments/15o1tz1/not_many_takers_for_axis_bank_ace_here/)
**Q4: Kya iOS users Google Pay pe cashback ke liye eligible hain?**
**Ans**: Nahi, iOS devices pe Google Pay bill payments ke liye credit card support nahi hai. Android device use karo ya kisi family member ke Android device pe card add karke bill pay karo.[](https://www.technofino.in/axis-ace-credit-card-review/)
**Q5: Is card ke lounge access ke liye kya conditions hain?**
**Ans**: 4 complimentary domestic lounge visits ke liye aapko last 3 months mein ₹50,000 spend karna hoga.[](https://cardmaven.in/axis-bank-ace-credit-card-review/)
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## Conclusion
Axis Bank ACE Credit Card ek shandaar option hai un sab ke liye jo apne daily expenses pe savings chahte hai aur sath hi premium benefits bhi enjoy karna chahte hai. Iska 5% cashback on utility bills, 4% on food delivery apps, aur unlimited 2% cashback on all spends isse ek versatile card banata hai. Plus, low fees aur easy waiver conditions isse budget-friendly rakhte hai. Toh agar aap ek reliable aur rewarding credit card dhundh rahe ho, toh Axis Bank ACE Credit Card ke liye aaj hi apply karo! Visit Axis Bank’s official website ya Google Pay app for more details.
Kya aapke paas yeh card hai ya aap iske bare mein aur janna chahte ho? Comment mein bataye, hum aapke sawalon ka jawab denge!
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