Axis Bank Magnus Credit Card (India): Sab Kuch Jo Aapko Janna Hai!

# Axis Bank Magnus Credit Card (India): Sab Kuch Jo Aapko Janna Hai!

Hey dosto, agar aap ek premium credit card ke liye hunt kar rahe ho jo travel, dining, aur lifestyle ke saath ek zindagi bhar ka experience de, toh **Axis Bank Magnus Credit Card** aapke liye perfect ho sakta hai! Yeh card high-net-worth individuals ke liye banaya gaya hai aur isme aise features hain jo aapke spending ko aur bhi rewarding banate hain. Is article mein hum aapko is card ke baare mein har ek detail batayenge – from benefits to eligibility, application process, aur bhi bohot kuch. So, let’s dive in!

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## Axis Bank Magnus Credit Card Kya Hai?

Axis Bank Magnus Credit Card ek premium metal credit card hai jo specially un logon ke liye design kiya gaya hai jo luxury lifestyle jeete hain. Yeh card travel, dining, shopping, aur wellness ke liye top-notch benefits offer karta hai. Iski high reward rate aur exclusive perks ke wajah se yeh India ke top premium credit cards mein se ek hai. Lekin, iske recent devaluations ke baad bhi kya yeh worth it hai? Chalo, iske features aur benefits ko detail mein dekhte hain.

### Key Features of Axis Bank Magnus Credit Card

- **Welcome Benefits**: Pehli transaction ke 30 din ke andar aapko Rs. 12,500 ka voucher milta hai (Luxe gift card, PostCard Hotels voucher, ya Yatra voucher mein se koi ek).[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

- **Reward Points**: Har Rs. 200 ke spend par 12 EDGE Reward Points milte hain. Agar aap monthly Rs. 1.5 lakh se zyada spend karte hain, toh 35 EDGE Reward Points per Rs. 200 milenge.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

- **Travel Perks**: Unlimited domestic aur international airport lounge access (Priority Pass ke saath 4 guest visits per year).[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

- **Dining Discounts**: 4,000+ restaurants par 30% tak discount EazyDiner ke through.[](https://www.ourmoneyguide.com/credit-cards-in-india/axis-bank-magnus-credit-card/)

- **Low Forex Markup**: International transactions par sirf 2% foreign currency markup fee.[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

- **Insurance Benefits**: Rs. 5 lakh ka credit shield cover aur Rs. 2 lakh ka purchase protection.[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

- **Annual Fee**: Rs. 12,500 + GST, lekin agar aap ek saal mein Rs. 25 lakh spend karte hain, toh fee waive ho jati hai.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

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## Axis Bank Magnus Credit Card Ke Fayde

Yeh card aapke lifestyle ko elevate karta hai with its premium benefits. Chalo dekhte hain iske top advantages:

- **Travel Lovers Ka BFF**: Unlimited lounge access, discounted hotel bookings (15% off on Oberoi & Trident Hotels), aur 5:2 ratio mein miles transfer program. Burgundy account holders ko 5:4 ratio milta hai, jo aur bhi better hai

- **High Reward Rate**: 6% base reward rate aur Rs. 1.5 lakh monthly spend ke baad 7% airmiles earning potential.[](https://www.paisabazaar.com/axis-bank/magnus-credit-card/)

- **Dining aur Lifestyle**: EazyDiner ke saath 30% discount (max Rs. 1,000) aur 4,000+ restaurants par 20% tak discount.[](https://cardinsider.com/axis-bank/)

- **No Cash Withdrawal Fee**: Cash withdrawal par koi fee nahi, though finance charges apply karte hain.[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

- **Metal Card Vibes**: Yeh card metal form factor mein aata hai, jo ek premium feel deta hai.[](https://www.linkedin.com/pulse/axis-bank-magnus-credit-card-review-india-2023-your-suryawanshi)

> **Note**: Kuch benefits jaise airport meet & greet services aur BOGO movie ticket offers discontinue ho chuke hain (w.e.f. April 2024).[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

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## Axis Bank Magnus Credit Card Ke Liye Kaise Apply Karein?

Applying for the Axis Bank Magnus Credit Card is super easy, aur aap isse online ya offline dono tarike se kar sakte hain. Here’s the step-by-step process:

1. **Visit Axis Bank Website**: Axis Bank ke official website (www.axisbank.com) par jao aur “Credit Cards” section mein Magnus Credit Card select karo.[](https://www.axisbank.com/retail/cards/credit-card)

2. **Fill Application Form**: Personal aur financial details fill karo, jaise name, address, income, etc.

3. **Upload Documents**: Required documents upload karo (details niche diye hain).

4. **Submit Application**: Form submit karne ke baad, bank aapki application review karega.

5. **Verification Process**: Ek agent aapke ghar aayega documents verify karne ke liye.[](https://www.cardexpert.in/axis-magnus-review/)

6. **Card Delivery**: Approval ke baad, card 7-10 din mein aapke address par deliver ho jayega.

**Offline Option**: Aap nearest Axis Bank branch visit kar sakte hain aur waha form fill karke apply kar sakte hain.[](https://select.finology.in/credit-card/axis-bank-magnus-credit-card)

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## Important Documents for Application

Axis Bank Magnus Credit Card ke liye aapko kuch zaruri documents submit karne honge. Yeh list indicative hai, aur bank ke discretion par vary kar sakti hai:

- **Identity Proof**: PAN Card, Aadhaar Card, Passport, Driver’s License, ya Voter ID.

- **Address Proof**: Aadhaar Card, Passport, Electricity Bill, Landline Bill, ya Driving License.

- **Income Proof**: Latest salary slips, Form 16, ya Income Tax Return (ITR) copy showing Rs. 24 lakh annual income.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

> **Pro Tip**: Ensure your documents are clear and up-to-date to avoid delays in the application process.

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## Eligibility Criteria for Axis Bank Magnus Credit Card

Yeh card high-income individuals ke liye hai, toh eligibility criteria bhi thodi strict hai:

- **Age**: 18 se 70 years ke beech hona chahiye.

- **Income**: Minimum annual salary ya ITR Rs. 24 lakh hona chahiye.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

- **Residential Status**: Indian resident ya Non-Resident Indian (NRI).

- **Credit Score**: Aapka CIBIL score acha hona chahiye, ideally 750+.

- **Existing Axis Bank Customers**: Agar aapke paas already Axis Bank ka credit card hai with a minimum limit of Rs. 4 lakh, toh aap upgrade ke liye apply kar sakte hain.[](https://cardmaven.in/axis-bank-magnus-credit-card-review/)

> **Note**: Bank apne discretion par application approve ya decline kar sakta hai.[](https://www.axisbank.com/retail/cards/credit-card)

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## Additional Benefits & Things to Know

Yeh card aur bhi kuch exciting benefits offer karta hai jo aapke lifestyle ko enhance karenge:

- **Miles Transfer Program**: Aap apne EDGE Reward Points ko 20+ airline aur hotel partners (jaise Air India, Vistara, Marriott) mein transfer kar sakte hain at a 5:2 ratio. Burgundy account holders ko 5:4 ratio milta hai.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-magnus-card/more-benefits)

- **Reward Points Cap**: Ek calendar year mein maximum 5 lakh EDGE Reward Points transfer kiye ja sakte hain (1 lakh Group A partners ke liye, 4 lakh Group B ke liye).[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-magnus-card/more-benefits)

- **Health & Wellness**: Tele-consultation, health coaching, aur oncology care jaise benefits bhi available hain.[](https://select.finology.in/credit-card/axis-bank-magnus-credit-card)

**Devaluation Alert**: Recent changes (like lower miles transfer ratio aur discontinued benefits) ne is card ki value thodi kam ki hai, lekin high spenders ke liye yeh ab bhi rewarding hai.[](https://www.cardexpert.in/axis-magnus-review/)

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## FAQs About Axis Bank Magnus Credit Card

### 1. Axis Bank Magnus Credit Card ke liye minimum income kya hai?

Minimum annual income ya ITR Rs. 24 lakh hona chahiye.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

### 2. Kya yeh card Lifetime Free (LTF) mil sakta hai?

Haan, kuch cases mein Axis Bank LTF offer deta hai, especially Burgundy customers ke liye. Branch se negotiate karne ki koshish karo.[](https://www.cardexpert.in/axis-magnus-burgundy-credit-card-review/)

### 3. Reward points kaise redeem kar sakte hain?

Aap EDGE Reward Points ko Axis Bank ke EDGE Rewards portal par vouchers, electronics, ya travel bookings ke liye redeem kar sakte hain. Ya phir airline/hotel partners ke saath miles transfer kar sakte hain.[](https://www.axisbank.com/retail/cards/credit-card/axis-bank-magnus-card/more-benefits)

### 4. Kya domestic lounge access ke liye Priority Pass use karna padta hai?

Nahi, domestic lounges ke liye aap direct Magnus Credit Card swipe kar sakte hain. Priority Pass sirf international lounges ke liye hai.[](https://cardinsider.com/axis-bank/axis-bank-magnus-credit-card/)

### 5. Card ke saath welcome benefit kya hai?

Pehli transaction ke 30 din ke andar Rs. 12,500 ka voucher (Luxe, PostCard Hotels, ya Yatra) milta hai.[](https://www.bankbazaar.com/credit-card/axis-bank-magnus-credit-card.html)

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## Conversational Keywords

- Axis Bank Magnus Credit Card

- Premium credit card India

- Travel credit card benefits

- EDGE Reward Points

- Airport lounge access India

- High-income credit card

- Luxury lifestyle card

- Dining discounts credit card

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## Why Choose Axis Bank Magnus Credit Card?

Agar aap ek frequent traveler ho, high spender ho, ya phir ek premium lifestyle jeete ho, toh Axis Bank Magnus Credit Card aapke liye ek solid option hai. Iska low forex markup, unlimited lounge access, aur high reward rate isse ek attractive choice banate hain. Haan, recent devaluations ne thodi disappointment di hai, lekin agar aap monthly Rs. 1.5 lakh se zyada spend karte hain, toh yeh card ab bhi bohot value deta hai.

Toh, kya aap is card ke liye apply karne ka soch rahe ho? Ya phir koi aur premium card jaise HDFC Infinia ya Diners Club Black try karna chahte ho? Comment mein batayein, aur agar koi question hai toh pooch lo – hum aapki help karenge!

> **Disclaimer**: Yeh article informational purpose ke liye hai. Credit card apply karne se pehle Axis Bank ke terms and conditions check kar lena.[](https://www.axisbank.com/retail/cards/credit-card)