SBI Elite Credit Card (India): Ek Premium Card Jo Aapke Lifestyle Ko Badal De

# SBI Elite Credit Card (India): Ek Premium Card Jo Aapke Lifestyle Ko Badal De

Agar aap ek aisa credit card dhoondh rahe hain jo aapke luxurious lifestyle aur frequent travel ko match kare, toh **SBI Elite Credit Card** ek shandaar option hai. Ye card na sirf aapko premium benefits deta hai, balki aapke daily kharchon ko bhi rewarding banata hai. Is article mein hum aapko SBI Elite Credit Card ke features, benefits, application process, eligibility, aur bohot kuch ke baare mein detail mein batayenge. Toh chaliye, is card ke baare mein aur jaan lete hain!

## SBI Elite Credit Card Kya Hai?

SBI Elite Credit Card, State Bank of India ka ek premium credit card hai jo specially un logon ke liye design kiya gaya hai jo travel, shopping, dining, aur entertainment mein dilchaspi rakhte hain. Ye card aapko airport lounge access, reward points, movie ticket offers, aur low foreign currency markup jaise shandaar benefits deta hai. Iske saath hi, iski annual fee ₹4,999 hai, jo iske welcome benefits aur rewards ke saath justify hoti hai.

### Key Features of SBI Elite Credit Card

- **Welcome Gift**: ₹5,000 ka e-gift voucher (Bata/Hush Puppies, Yatra, Shoppers Stop, Pantaloons, ya Aditya Birla Fashion se choose kar sakte hain).[](https://www.paisabazaar.com/sbi-bank/sbi-elite-credit-card/)

- **Reward Points**: Har ₹100 ke kharch pe 2 reward points, aur dining, groceries, aur departmental stores pe 5X points.

- **Movie Tickets**: Har saal ₹6,000 tak ke free movie tickets (max ₹250 per ticket, 2 tickets per month).[](https://www.forbes.com/advisor/in/credit-card/sbi-elite-credit-card-review/)

- **Airport Lounge Access**: 6 complimentary international lounge visits per year (max 2 per quarter) aur 2 domestic lounge visits har quarter.[](https://www.sbicard.com/en/personal/credit-cards/lifestyle/sbi-card-elite-advantage.page)

- **Low Forex Markup**: International transactions pe sirf 1.99% markup fee.[](https://www.forbes.com/advisor/in/credit-card/sbi-elite-credit-card-review/)

- **Fuel Surcharge Waiver**: ₹500-₹4,000 ke fuel transactions pe 1% surcharge waiver (max ₹250 per statement cycle).[](https://www.paisabazaar.com/sbi-bank/sbi-elite-credit-card/)

- **Fraud Liability Cover**: ₹1 lakh ka complimentary fraud liability cover.[](https://www.sbicard.com/en/personal/credit-cards/banking-partnership/central-bank-of-india-elite-card.page)

## SBI Elite Credit Card Ke Fayde

SBI Elite Credit Card ek all-rounder card hai jo aapke har category ke kharchon pe benefits deta hai. Aaiye dekhte hain iske kuch top benefits:

- **Travel Benefits**: Frequent travelers ke liye ye card ek boon hai. Aapko 6 international aur 8 domestic lounge visits milte hain, jo aapke travel experience ko luxurious banate hain. Plus, low forex markup fee international shopping aur travel ko budget-friendly banata hai.

- **Entertainment Perks**: Har mahine 2 free movie tickets (BookMyShow ke through) milte hain, jo movie lovers ke liye ek bada advantage hai.

- **Reward Points System**: Grocery, dining, aur departmental store spends pe 5X reward points milte hain, jo aap statement credit, travel miles, ya vouchers ke liye redeem kar sakte hain.

- **Concierge Services**: Flower delivery, gift delivery, ya online doctor consultation jaise services ke liye dedicated assistance milti hai.[](https://www.paisabazaar.com/sbi-bank/sbi-elite-credit-card/)

- **Golf Privileges**: 4 complimentary green fees aur 50% off on golf games at select courses in India.[](https://www.sbicard.com/en/personal/credit-cards/lifestyle/sbi-card-elite-advantage.page)

## SBI Elite Credit Card Ka Application Process

SBI Elite Credit Card ke liye apply karna bohot hi aasan hai. Aap online ya offline dono tarike se apply kar sakte hain. Niche step-by-step process diya gaya hai:

1. **Official Website Pe Visit Karen**: SBI Card ki official website (www.sbicard.com) pe jayein aur “Apply Now” option pe click karein.

2. **Eligibility Check Karein**: Apni basic details jaise naam, mobile number, aur income daal kar check karein ki aap eligible hain ya nahi.

3. **Application Form Bharein**: Personal, professional, aur financial details daal kar form complete karein.

4. **Documents Upload Karein**: Required documents jaise PAN, Aadhaar, aur income proof upload karein.

5. **Submit Karein aur Track Karein**: Form submit karne ke baad aapko ek tracking ID milegi, jisse aap apne application status ko track kar sakte hain.

**Note**: Aap BankBazaar ya Paisabazaar jaise platforms ke through bhi apply kar sakte hain, jo eligibility check aur application process ko aur bhi simple banate hain.[](https://www.bankbazaar.com/credit-card/sbi-card-elite.html)

## Important Documents for SBI Elite Credit Card

SBI Elite Credit Card ke liye apply karte waqt aapko kuch important documents submit karne honge:

- **Identity Proof**: Aadhaar Card, PAN Card, Voter ID, ya Driving License.

- **Address Proof**: Utility bills, Passport, ya Ration Card.

- **Income Proof**: Last 3 months ke salary slips ya bank statements.

- **Photograph**: Recent passport-size photo.

**Pro Tip**: Ensure karein ki aapke documents valid aur updated hain, taaki application process mein koi delay na ho.[](https://www.mymoneymantra.com/credit-cards/sbi-card/elite-credit-card)

## Eligibility Criteria for SBI Elite Credit Card

SBI Elite Credit Card ek premium card hai, isliye iske liye eligibility criteria thodi strict hai:

- **Age**: Applicant ki umar 18 se 70 saal ke beech honi chahiye.

- **Income**: Minimum annual income ₹5 lakh ya usse zyada honi chahiye (SBI officially income disclose nahi karta, lekin premium cards ke liye ye estimate hai).[](https://www.bankbazaar.com/sbi-credit-card.html)

- **Profession**: Salaried ya self-employed individuals apply kar sakte hain.

- **Credit Score**: Aapka credit score acha hona chahiye (preferably 750 ya usse zyada).

- **Nationality**: Applicant ko Indian citizen hona chahiye.[](https://groww.in/credit-card/sbi-elite-credit-card)

## Additional Benefits of SBI Elite Credit Card

Is card ke alawa aur bhi kuch shandaar benefits hain jo aapke lifestyle ko enhance karte hain:

- **Contactless Payments**: Card mein Visa payWave/MasterCard Contactless feature hai, jo daily small-ticket purchases ko fast aur secure banata hai.[](https://www.sbicard.com/en/personal/credit-cards/lifestyle/sbi-card-elite-advantage.page)

- **Flexipay Option**: ₹2,500 ya usse zyada ke transactions ko easy EMIs mein convert kar sakte hain.[](https://www.sbicard.com/hi/personal/credit-cards/lifestyle/sbi-card-elite.page)

- **Balance Transfer**: Dusre bank ke credit card ka outstanding balance SBI Elite Card pe low interest rate ke saath transfer kar sakte hain.[](https://select.finology.in/credit-card/sbi-bank-elite-credit-card)

- **Global Acceptance**: Ye card 24 million+ outlets worldwide, including 3,25,000 outlets in India mein accept hota hai.[](https://www.sbicard.com/en/personal/credit-cards/banking-partnership/central-bank-of-india-elite-card.page)

## FAQs About SBI Elite Credit Card

**Q1: SBI Elite Credit Card ki annual fee kya hai?**  

**A**: Annual fee ₹4,999 + taxes hai. Lekin, ₹10 lakh ya usse zyada annual spend karne pe renewal fee waive ho sakti hai.[](https://www.creditmantri.com/article-sbi-elite-card-vs-sbi-prime-card/)

**Q2: Kya ye card fuel surcharge waiver deta hai?**  

**A**: Haan, ₹500-₹4,000 ke fuel transactions pe 1% surcharge waiver milta hai, maximum ₹250 per statement cycle.[](https://www.paisabazaar.com/sbi-bank/sbi-elite-credit-card/)

**Q3: International lounge access kaise avail kar sakte hain?**  

**A**: Aapko Priority Pass ke liye apply karna hoga by calling SBI Card helpline (1860 180 1290). 6 complimentary international lounge visits (max 2 per quarter) milte hain, uske baad $27 + taxes per visit charge hoga.[](https://www.sbicard.com/en/personal/credit-cards/lifestyle/sbi-card-elite-advantage.page)

**Q4: Reward points kaise redeem karein?**  

**A**: SBI Card website ya mobile app pe login karke “Redeem Rewards” section mein jayein aur vouchers, statement credit, ya travel miles ke liye points redeem karein.[](https://www.bankbazaar.com/credit-card/sbi-card-elite.html)

**Q5: Kya SBI Elite Card beginners ke liye suitable hai?**  

**A**: Ye card premium category mein aata hai, isliye high spenders aur frequent travelers ke liye zyada suitable hai. Beginners ke liye SBI SimplySAVE ya SimplyCLICK better options hain.[](https://cardinsider.com/sbi-card/)

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## Why Choose SBI Elite Credit Card?

Agar aap ek aisa credit card chahte hain jo aapke travel, dining, aur entertainment expenses pe shandaar rewards aur exclusive perks de, toh SBI Elite Credit Card ek perfect choice hai. Iski low forex markup fee, airport lounge access, aur movie ticket offers isse frequent travelers aur lifestyle enthusiasts ke liye ek valuable option banate hain. Bas is baat ka dhyan rakhein ki iski high annual fee ke benefits ko maximize karne ke liye aapko regular high spending karni hogi.

Toh, kya aap ready hain apne lifestyle ko upgrade karne ke liye? Abhi SBI Elite Credit Card ke liye apply karein aur premium benefits ka maza lein! Agar aapke koi aur sawal hain, toh niche comment karein, hum aapki help karenge!

**Disclaimer**: Fees, charges, aur benefits time-to-time change ho sakte hain. Latest details ke liye SBI Card ki official website check karein.[](https://www.sbicard.com/hi/personal/credit-cards/lifestyle/sbi-card-elite.page)