Namaste dosto! Aaj hum baat karenge **ICICI Sapphiro Credit Card** ke baare mein, jo India ke premium credit cards mein se ek hai. Ye card un logon ke liye perfect hai jo luxury, travel, aur exclusive benefits chahte hain. Chahe aap frequent traveler ho, movie lover ho, ya phir dining aur shopping ka shauq rakhte ho, ye card aapke liye ek shandaar option hai. Is article mein hum is card ke features, benefits, apply kaise karna hai, eligibility, aur baki zaroori details cover karenge. To chaliye shuru karte hain!
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## Kya Hai ICICI Sapphiro Credit Card?
ICICI Sapphiro Credit Card ek premium credit card hai jo ICICI Bank ke Gemstone Collection ka hissa hai. Ye card high-net-worth individuals ke liye banaya gaya hai jo ek luxurious lifestyle jeena pasand karte hain. Is card ke saath aapko travel, dining, entertainment, aur golf jaise categories mein shandaar benefits milte hain. Ye card Visa, Mastercard, aur RuPay variants mein aata hai, aur iski joining fee ₹6,500 + GST hai, jabki annual fee ₹3,500 + GST hai. Lekin iske benefits itne amazing hain ki ye fees bilkul justify ho jati hai!
### Key Features of ICICI Sapphiro Credit Card
- **Welcome Benefits**: Joining ke 45 dinon ke andar ₹9,000+ ke vouchers (Tata Cliq, EaseMyTrip, Uber, Croma, aur Zomato Pro membership).
- **Reward Points**: Har ₹100 ke international spends pe 4 reward points aur domestic spends pe 2 reward points.
- **Lounge Access**: Har quarter mein 4 complimentary domestic lounge visits aur saal mein 2 international lounge visits (Priority Pass ya DreamFolks ke through).
- **Golf Privileges**: Har ₹50,000 ke spend pe 4 complimentary golf rounds/lessons every month.
- **Movie Offers**: BookMyShow pe buy-one-get-one offer (up to ₹500 off on second ticket, 2 baar monthly).
- **Dining Discounts**: ICICI Culinary Treats program ke under 15%+ discount on partner restaurants.
- **Fuel Surcharge Waiver**: ₹400-₹4,000 ke fuel transactions pe 1% surcharge waiver.
- **Concierge Services**: 24x7 assistance for travel, hotel bookings, aur restaurant reservations.
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## ICICI Sapphiro Credit Card Ke Benefits Kya Hain?
ICICI Sapphiro Credit Card ke benefits aapki lifestyle ko aur bhi better banate hain. Ye card specially unke liye hai jo travel aur luxury ko enjoy karte hain. Chaliye dekhte hain iske kuch top benefits:
- **Travel Perks**: Domestic aur international airport lounges mein free access, Priority Pass membership, aur complimentary golf rounds. Ye sab aapke travel experience ko luxurious banate hain.
- **Entertainment Offers**: BookMyShow pe BOGO offer ke saath aap movies ka mazza double kar sakte hain.
- **Reward Points Redemption**: Aapke reward points ko travel, shopping, dining, ya lifestyle products ke liye redeem kar sakte hain. 1 reward point ki value ₹0.25 hai.
- **Milestone Rewards**: Ek saal mein ₹4 lakh spend karne pe 4,000 reward points aur uske baad har ₹1 lakh pe 2,000 points (max 20,000 points annually).
- **Security Features**: Built-in microchip aur PIN ke saath ye card frauds se safe hai.
- **Contactless Payments**: Fast aur secure transactions ke liye contactless technology.
**Pro Tip**: Agar aap frequent traveler ya high spender hain, to is card ke benefits aapko bohot fayda denge, especially lounge access aur golf privileges ke saath.
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## ICICI Sapphiro Credit Card Ke Liye Kaise Apply Karein?
ICICI Sapphiro Credit Card ke liye apply karna bohot easy hai. Aap online ya offline dono tarike se apply kar sakte hain. Niche step-by-step process diya gaya hai:
### Online Application Process
1. **Visit ICICI Bank Website**: ICICI Bank ke official website (www.icicibank.com) pe jayein.
2. **Select Credit Cards**: “Cards” section mein jake “Credit Cards” pe click karein.
3. **Choose Sapphiro Card**: Gemstone Collection mein se Sapphiro Credit Card select karein aur “Apply Now” pe click karein.
4. **Fill Application Form**: Apna mobile number, email ID, aur PAN number enter karein.
5. **Submit OTP**: Registered mobile number pe aaya OTP enter karein.
6. **Upload Documents**: Required documents upload karein aur application submit karein.
7. **Track Application**: Application number ya mobile number se apne application ka status track kar sakte hain.
### Offline Application Process
- Nearest ICICI Bank branch visit karein.
- Sapphiro Credit Card application form fill karein.
- Required documents jama karein aur form submit karein.
**Note**: Online process faster hai aur aap ghar baithe apply kar sakte hain.
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## ICICI Sapphiro Credit Card Ke Liye Important Documents
Card ke liye apply karte waqt aapko kuch zaroori documents submit karne honge:
- **Identity Proof**: PAN card, Aadhaar card, passport, ya driver’s license.
- **Address Proof**: Aadhaar card, passport, utility bills, ya rental agreement.
- **Income Proof**: Latest salary slips (salaried ke liye) ya ITR (self-employed ke liye).
- **Photograph**: Recent passport-size photograph.
**Pro Tip**: Documents ko scan karke rakhein taaki online application ke time jaldi upload ho sake.
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## ICICI Sapphiro Credit Card Ke Liye Eligibility Criteria
ICICI Sapphiro Credit Card ke liye eligible hone ke liye aapko ye criteria fulfill karne honge:
- **Age**: Primary cardholder ki umar 21-60 saal ke beech honi chahiye. Add-on cardholder ke liye minimum age 18 saal hai.
- **Income**:
- **Salaried (ICICI Bank Customer)**: Minimum ₹2.4 lakh annually.
- **Salaried (Non-ICICI Bank Customer)**: Minimum ₹3.6 lakh annually.
- **Self-Employed (ICICI Bank Customer)**: Minimum ₹3.6 lakh ITR.
- **Self-Employed (Non-ICICI Bank Customer)**: Minimum ₹4.8 lakh ITR.
- **Credit Score**: 700+ CIBIL score hona zaroori hai.
- **Residency**: Applicant ko Indian resident hona chahiye.
**Note**: Agar aap select colleges ke alumni hain (jaise IITs, IIMs), to aapko lifetime free (LTF) Sapphiro card mil sakta hai under ICICI’s Alumni Program.[](https://livefromalounge.com/icici-bank-sapphiro-credit-card-lifetime-free/)
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## Additional Benefits of ICICI Sapphiro Credit Card
Is card ke aur bhi kuch shandaar benefits hain jo aapko pasand aayenge:
- **Insurance Cover**: Up to ₹3 crore air accident insurance cover (primary cardholder ke liye).
- **Foreign Currency Markup Fee**: 3.5% + GST, jo international transactions ke liye thodi high hai, lekin travel benefits iski bharpaai kar dete hain.
- **EMI Facility**: High-value purchases ko easy monthly installments mein convert kar sakte hain.
- **24x7 Concierge**: Flight, hotel, ya restaurant bookings ke liye round-the-clock assistance.
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## FAQs About ICICI Sapphiro Credit Card
### 1. ICICI Sapphiro Credit Card ke liye annual fee kya hai?
Annual fee ₹3,500 + GST hai, lekin agar aap ek saal mein ₹6 lakh spend karte hain, to fee waive ho jati hai.[](https://www.paisabazaar.com/credit-card/icici-bank-sapphiro-credit-card-review/)
### 2. Kya ye card lifetime free mil sakta hai?
Haan, agar aap select colleges (IITs, IIMs, etc.) ke alumni hain, to ICICI ke Alumni Program ke under lifetime free Sapphiro card mil sakta hai.[](https://livefromalounge.com/icici-bank-sapphiro-credit-card-lifetime-free/)
### 3. Lounge access ke liye kya criteria hai?
4 complimentary domestic lounge visits ke liye pichle quarter mein ₹75,000 spend karna zaroori hai. International lounge ke liye 2 visits saal mein free hain.[](https://cardinsider.com/icici-bank/icici-bank-sapphiro-credit-card/)
### 4. Reward points kaise redeem kar sakte hain?
Reward points ko ICICI ke rewards catalogue ke through travel, shopping, ya lifestyle products ke liye redeem kar sakte hain. Customer care (080-40146444) pe call karke bhi redeem kar sakte hain.[](https://www.bankbazaar.com/credit-card/icici-bank-sapphiro-credit-cards.html)
### 5. Kya ye card international transactions ke liye acha hai?
Haan, lekin 3.5% forex markup fee hai. Agar aap bohot international spends karte hain, to low markup fee wale cards (jaise RBL World Safari) bhi consider kar sakte hain.[](https://www.paisabazaar.com/credit-card/icici-bank-sapphiro-credit-card-review/)
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## Conversational Keywords
- ICICI Sapphiro Credit Card
- Premium Credit Card India
- Travel Credit Card
- Lounge Access Card
- Golf Privileges Card
- Reward Points Credit Card
- BookMyShow Offers
- ICICI Bank Alumni Program
- Luxury Credit Card
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## Why Choose ICICI Sapphiro Credit Card?
Agar aap ek aisa credit card chahte hain jo aapki premium lifestyle ke saath match kare, to ICICI Sapphiro Credit Card ek zabardast option hai. Iska high joining fee justify hota hai uske welcome benefits, lounge access, aur golf privileges ke saath. Plus, agar aap alumni offer ke under LTF card le sakte hain, to ye ek no-brainer deal hai!
To abhi apply karein aur apni lifestyle ko ek naye level pe le jayein! Kya aapke paas koi sawaal hai ya aapne ye card already use kiya hai? Niche comment mein share karein, hum aapke jawab denge!
**Disclaimer**: Fees, benefits, aur eligibility criteria bank ke policies ke hisaab se change ho sakte hain. Latest details ke liye ICICI Bank ke official website pe check karein.[](https://www.icicibank.com/personal-banking/cards/credit-card/sapphiro-credit-card/key-privileges)
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