Axis Bank Atlas Credit Card: Ek Shandaar Travel Companion
 |
| Axis Bank Atlas Credit Card Ek Shandaar Travel Companion - LoansBima.Com |
Kya aap ek avid traveler hain jo har trip ko memorable banana chahte hain? Ya phir aap apne daily spends se maximum rewards earn karna chahte hain? Agar haan, toh "Axis Bank Atlas Credit Card" aapke liye ek perfect choice ho sakta hai! Yeh premium travel credit card travel lovers ke liye specially designed hai, jo rewards, lounge access, aur exclusive benefits ke saath aata hai. Is article mein hum aapko Axis Bank Atlas Credit Card ke baare mein sab kuch batayenge – iske features, benefits, application process, eligibility criteria, aur bhi bohot kuch, Hinglish mein, taaki aapko sab kuch asaan aur dilchasp lage!
More Information Check Out More Post
Axis Bank Atlas Credit Card Kya Hai?
Axis Bank Atlas Credit Card ek premium travel-focused credit card hai jo aapke travel experiences ko aur bhi behtar banata hai. Iska main focus hai "EDGE Miles", jo ek loyalty currency hai, jise aap flights, hotels, ya partner airline programs ke liye redeem kar sakte hain. Yeh card 3 tiers mein aata hai – "Silver, Gold, aur Platinum" – aur har tier apne saath naye benefits lata hai, jaise ki complimentary lounge access, milestone rewards, aur dining discounts. Agar aap frequently travel karte hain ya high-value spends karte hain, toh yeh card aapke liye ek game-changer ho sakta hai!
Key Features aur Benefits
EDGE Miles Rewards: Har ₹100 ke spend pe 2 EDGE Miles regular transactions pe aur 5 EDGE Miles travel-related spends (flights, hotels, etc.) pe.
Tier-Based Benefits:
Silver Tier: Base tier, jo card issue hone pe milta hai.
Gold Tier: ₹7.5 lakh annual spend pe upgrade, with extra lounge visits aur rewards.
Platinum Tier: ₹15 lakh spend pe, offering maximum benefits like bonus miles.
Lounge Access: International aur domestic airport lounge access, tier ke hisaab se (Silver: 4 visits, Gold: 8 visits, Platinum: 12 visits annually).
Milestone Benefits: ₹7.5 lakh aur ₹15 lakh ke spends pe bonus EDGE Miles (up to 45,000 miles for Platinum tier).
Dining Discounts: Swiggy pe 30% discount (up to ₹150) aur EazyDiner ke through dining offers.
Concierge Service: 24/7 concierge service for travel bookings aur lifestyle needs.
Fuel Surcharge Waiver: ₹400 per month tak fuel surcharge waiver on transactions between ₹400-₹5,000.
Foreign Currency Markup Fee: 3.5% (thodi high hai compared to other cards).
Kyun Choose Karein Axis Bank Atlas Credit Card?
Yeh card un logon ke liye perfect hai jo:
- Frequently domestic ya international travel karte hain.
- High-value spends karte hain aur rewards maximize karna chahte hain.
- Airport lounge access aur travel-related perks pasand karte hain.
- Simple aur transparent reward system chahte hain.
Axis Bank Atlas Credit Card Ke Liye Kaise Apply Karein?
Axis Bank Atlas Credit Card ke liye apply karna bohot asaan hai. Aap online ya offline dono tarah se apply kar sakte hain. Niche step-by-step process diya gaya hai:
1. Visit Axis Bank Website: Axis Bank ki official website (www.axisbank.com) pe jayein aur ‘Credit Cards’ section mein ‘Atlas Credit Card’ select karein.
2. Click on Apply Now: Right side pe ‘Apply Now’ button pe click karein.
3. Fill Personal Details: Apna naam, mobile number, aur financial details (like income) fill karein.
4. Upload Documents: Required documents jaise PAN card, address proof, aur income proof upload karein.
5. Submit Application: Details verify karne ke baad ‘Submit’ button pe click karein.
6. Track Application: Axis Bank aapke application ko review karega aur approval status ke baare mein inform karega.
Offline Process: Aap apne nearest Axis Bank branch visit kar sakte hain, application form fill kar sakte hain, aur documents submit kar sakte hain.
Pro Tip: Application submit karne se pehle apna "CIBIL score" check kar lein, kyunki good credit score (750+) approval chances badhata hai.
Important Documents for Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card ke liye aapko kuch zaruri documents submit karne honge. Yeh documents aapki eligibility aur identity verify karne ke liye hote hain:
- Identity Proof: PAN Card, Aadhaar Card, Passport, ya Driver’s License.
- Address Proof: Aadhaar Card, Utility Bill (electricity/water), Passport, ya Rental Agreement.
- Income Proof:
- Salaried: Latest 3 months’ payslips, Form 16, ya IT Returns.
- Self-Employed: ITR copies for last 2 years, bank statements, ya business proof.
- Photograph: Recent passport-size photo.
Note: Documents clear aur updated hone chahiye. Axis Bank inki verification ke baad hi application process karta hai.
Eligibility Criteria for Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card ke liye eligibility criteria thoda strict hai, kyunki yeh ek premium card hai. Niche di gayi conditions check karein:
- Age: Primary cardholder ki age 18 se 70 years ke beech honi chahiye. Add-on cardholder ke liye minimum age 15 years hai.
- Income:
- Salaried: Minimum annual income ₹12 lakh.
- Self-Employed: Minimum annual income ₹15 lakh.
- Nationality: Applicant ko Indian resident hona chahiye ya NRI with valid Indian address proof.
- Credit Score: Aapka CIBIL score 750 ya usse zyada hona chahiye for better approval chances.
- Employment: Salaried individuals ko reputed company mein employed hona chahiye, aur self-employed ke paas 2+ years ka business experience hona chahiye.
Note: Yeh criteria indicative hain. Axis Bank final approval ke liye apne internal policies ke basis pe decision leta hai.
Additional Benefits aur Tips
Reward Redemption: EDGE Miles ko 1:2 ratio mein partner airlines (like Turkish Airlines, Singapore Airlines) ya hotels (like Marriott Bonvoy) ke loyalty programs mein transfer kar sakte hain. 1 EDGE Mile = ₹1 jab Travel EDGE portal pe redeem kiya jaye.
Avoid Business Transactions: Axis Bank strictly personal use ke liye card allow karta hai. Business transactions pe rewards block ho sakte hain, jaise ki BharatNXT pe transfers.
Tier Upgrades: Annual spends ke basis pe tier upgrade hota hai, lekin yeh tier next anniversary year ke liye reset ho sakta hai if spending criteria meet nahi hota.
Pro Tip: Apne card ko regularly use karein aur timely payments karein taaki aapka credit score strong rahe aur rewards maximize ho.
FAQs About Axis Bank Atlas Credit Card
Q1: Axis Bank Atlas Credit Card ki annual fee kya hai?
A: Annual fee ₹5,000 + GST hai. Isme koi direct waiver option nahi hai, lekin high spends ke saath aapke rewards iski value cover kar sakte hain.
Q2: EDGE Miles kaise redeem kar sakte hain?
A: EDGE Miles ko Axis Bank ke Travel EDGE portal pe flights ya hotels book karne ke liye redeem kar sakte hain (1 EDGE Mile = ₹1). Ya phir 1:2 ratio mein partner airlines/hotel loyalty programs mein transfer kar sakte hain.
Q3: Kya yeh card non-travelers ke liye bhi useful hai?
A: Haan, lekin yeh card travel-focused hai. Agar aap travel nahi karte, toh rewards ka full value nahi mil payega. Non-travelers ke liye Axis Bank ACE ya Flipkart Axis Card better ho sakte hai.
Q4: Lounge access kaise milta hai?
A: Aapko Axis Bank app se QR code generate karna hoga, jo lounge access ke liye use hota hai. Silver tier mein 4, Gold mein 8, aur Platinum mein 12 visits milte hain annually.
Q5: Kya card ke rewards expire hote hain?
A: EDGE Miles generally expire nahi hote, lekin specific terms ke liye Axis Bank ke terms and conditions check karein.
Conversational Keywords
- Axis Bank Atlas Credit Card
- EDGE Miles
- Travel Credit Card
- Airport Lounge Access
- Milestone Benefits
- Premium Credit Card
- Travel Rewards
- Axis Bank Credit Card Apply
- Credit Card Eligibility
- Dining Discounts
Conclusion
Axis Bank Atlas Credit Card ek shandaar option hai un logon ke liye jo travel aur premium lifestyle ke shauqeen hain. Iska tier-based system, generous EDGE Miles, aur exclusive benefits isse ek top-tier travel card banate hain. Bas yeh dhyan rakhein ki card ke rewards aur benefits ka full value tabhi milega jab aap isse smartly use karein aur timely payments karein. Toh, agar aap ready hain apne travel experiences ko next level pe le jane ke liye, abhi apply karein aur Axis Bank Atlas Credit Card ke saath ek nayi journey shuru karein!
Kya aapke paas koi aur sawal hai ya aapko apply karne mein help chahiye? Comment mein batayein, hum aapki madad karenge!
0 Comments