ICICI MMT Signature Credit Card: Ek Premium Travel Card Jo Hai Sabse Alag!
Kya aap ek travel enthusiast hain jo har trip ko memorable aur pocket-friendly banana chahte hain? To fir "ICICI MMT Signature Credit Card" aapke liye perfect hai! Yeh co-branded card, jo ICICI Bank aur MakeMyTrip ke collaboration se bana hai, aapko travel ke saath-saath rewards aur exclusive benefits deta hai. Is article mein hum is card ke features, benefits, application process, eligibility, aur FAQs ke baare mein detail mein baat karenge. So, chalo shuru karte hain!
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Kya Hai ICICI MMT Signature Credit Card?
ICICI MakeMyTrip Signature Credit Card ek premium travel credit card hai jo frequent travelers ke liye design kiya gaya hai. Is card ke saath aap flights, hotels, holidays, aur even movie tickets pe bhi bade discounts aur rewards pa sakte hain. Yeh card aapko "My Cash" rewards deta hai, jo aap MakeMyTrip platform pe redeem kar sakte hain. Plus, isme airport lounge access aur exclusive memberships jaise benefits bhi hain jo aapke travel experience ko aur luxurious banate hain.
Key Highlights:
Joining Fee: Rs. 2,500 + GST (one-time fee, no annual fee from second year onwards)
Welcome Benefits: Rs. 1,500 My Cash, Rs. 2,500 holiday voucher, aur MMTBLACK Exclusive membership
Reward System: 2% rewards on MakeMyTrip hotel/holiday bookings, 1% on flights, aur 0.62%-0.75% on other spends
Lounge Access: 2 domestic lounge visits per quarter aur 1 international lounge visit per year
Fuel Surcharge Waiver: 1% waiver on fuel transactions up to Rs. 4,000 at HPCL pumps
Yeh card un logon ke liye perfect hai jo frequently travel karte hain aur MakeMyTrip se bookings prefer karte hain. Ab chalo dekhte hain iske benefits detail mein!
ICICI MMT Signature Credit Card Ke Benefits
Is card ke saath aapko ek se badhkar ek benefits milte hain jo aapke travel aur lifestyle ko enhance karte hain. Yeh dekho iske top benefits:
Welcome Benefits:
- Rs. 1,500 My Cash jo aap MakeMyTrip pe flights, hotels, ya holidays book karne ke liye use kar sakte hain.
- Rs. 2,500 ka MakeMyTrip holiday voucher jo aapke first trip ko aur exciting banata hai.
- Complimentary MMTBLACK Exclusive membership (worth Rs. 1,499) jo aapko extra discounts aur perks deta hai.
Reward Points (My Cash):
- 2 My Cash on every Rs. 100 spent on hotel/holiday bookings via MakeMyTrip (2% reward rate).
- 1 My Cash on every Rs. 100 spent on flight bookings via MakeMyTrip (1% reward rate).
- 0.62 My Cash on domestic spends aur 0.75 My Cash on international spends outside MakeMyTrip.
- Milestone Benefits: Spend Rs. 2.5 lakh in a year aur pao Rs. 1,100 My Cash; spend Rs. 5 lakh aur pao Rs. 4,000 My Cash!
Lounge Access:
- 2 complimentary domestic airport lounge visits per quarter (if you spend Rs. 75,000 in the previous quarter).
- 1 complimentary international lounge visit per year via DreamFolks membership.
- Complimentary railway lounge access bhi included hai!
Movie Discounts:
- BookMyShow aur INOX pe buy-one-get-one offers ya 25% discount (up to Rs. 150) on movie tickets, twice a month.
Fuel aur International Spends:
- 1% fuel surcharge waiver on transactions up to Rs. 4,000 at HPCL pumps (jab card ICICI swipe machine pe use ho).
- Low forex markup fee of 0.99% for international transactions, jo is card ko international travel ke liye bhi suitable banata hai.
Airtel Roaming Pack:
- International flight ya hotel booking pe complimentary 10-day Airtel international roaming pack.
Yeh benefits is card ko ek must-have banate hain, especially agar aap travel aur lifestyle perks ke fan hain!
How to Apply for ICICI MMT Signature Credit Card?
ICICI MMT Signature Credit Card ke liye apply karna bohot hi simple hai. Aap online ya offline dono tarah se apply kar sakte hain. Here’s the step-by-step process:
1. Online Application:
- Visit ICICI Bank’s official website (www.icicibank.com).
- Go to the ‘Credit Cards’ section aur select ‘MakeMyTrip ICICI Bank Signature Credit Card’.
- Click on ‘Apply Now’ aur fill the online application form with personal, professional, aur financial details.
- Submit required documents digitally (scanned copies).
- Verify your details with OTP sent to your registered mobile number.
- Track your application status online ya via ICICI customer care (1800 200 3344).
2. Offline Application:
- Visit your nearest ICICI Bank branch.
- Request the application form for the MMT Signature Credit Card.
- Fill the form, attach required documents, aur submit it to the bank representative.
- Bank will verify your details aur process the application within 21 working days.
Pro Tip: Online apply karna faster hai aur aap pre-qualified offers bhi check kar sakte hain by entering your mobile number and OTP on the ICICI website.
Important Documents Required
ICICI MMT Signature Credit Card ke liye apply karte waqt aapko kuch important documents submit karne honge. Yeh raho list:
Identity Proof: Aadhar Card, PAN Card, Passport, Voter ID, ya Driving License (koi ek).
Address Proof: Aadhar Card, Utility Bills (electricity/water), Passport, ya Rent Agreement (koi ek).
Income Proof:
Salaried Individuals: Latest 2-3 months’ salary slips ya bank statement showing salary credit.
Self-Employed: Latest ITR (Income Tax Return) with computation of income.
Photograph: Recent passport-size photograph.
Additional: Some cases mein bank Form 16 ya additional bank statements bhi mang sakta hai.
Ensure that all documents are clear and valid to avoid delays in application processing.
Eligibility Criteria for ICICI MMT Signature Credit Card
Is card ke liye eligible hone ke liye aapko kuch basic criteria meet karne honge:
Age:
- Primary Cardholder: 21 to 60 years.
- Add-on Cardholder: 18 years and above.
Income:
Salaried: Minimum monthly income of Rs. 40,000 (approx.).
Self-Employed: Annual income of Rs. 6 lakh or above.
Credit Score: A good CIBIL score (preferably 750 or above) for higher approval chances.
Nationality: Indian resident ya NRI (Non-Resident Indian) with valid documents.
Employment: Stable employment ya business with verifiable income proof.
Note: Agar aap already ICICI Bank customer hain, to aapke liye approval process thoda easier ho sakta hai, especially if you have a good banking relationship.
Additional Features & Things to Know
Life-Time Free (LTF): Yeh card second year se annual fee free hai, jo isse ek cost-effective option banata hai.
MMTBLACK Membership: Is card ke saath aapko MMTBLACK Exclusive membership milta hai, jo extra discounts, free seat selection, aur priority check-in jaise perks deta hai (valid for 1 year).
Low Forex Markup: 0.99% forex fee international transactions ke liye bohot competitive hai compared to other cards.
Drawbacks:
- Rewards mainly MakeMyTrip platform pe hi redeemable hain.
- Lounge access ke liye quarterly spend criteria (Rs. 75,000) meet karna padta hai.
- My Cash expires after 90 days, so redeem karte raho!
FAQs About ICICI MMT Signature Credit Card
Q1: ICICI MMT Signature Credit Card ke liye kaun apply kar sakta hai?
Ans: 21-60 years ke Indian residents ya NRIs with a minimum income of Rs. 40,000 (salaried) ya Rs. 6 lakh annually (self-employed) aur good CIBIL score wale apply kar sakte hain.
Q2: My Cash kya hai aur isse kaise redeem kar sakte hain?
Ans: My Cash ICICI MMT Signature Card ka reward point hai, jiska value 1 My Cash = Rs. 1 hai. Ise aap MakeMyTrip pe flights, hotels, ya holiday bookings ke liye redeem kar sakte hain. Just select ‘My Cash’ as payment option at checkout.
Q3: Kya yeh card international transactions ke liye suitable hai?
Ans: Haan, yeh card international transactions ke liye great hai kyunki iska forex markup fee sirf 0.99% hai. Bas card ko iMobile app ya internet banking se international transactions ke liye activate karna hoga.
Q4: Lounge access kaise avail kar sakte hain?
Ans: Aapko 2 domestic lounge visits per quarter milte hain (if you spend Rs. 75,000 in the previous quarter) aur 1 international lounge visit per year via DreamFolks membership. Eligible lounges ki list ICICI Bank website pe check kar sakte hain.
Q5: Kya yeh card lifetime free hai?
Ans: First year mein Rs. 2,500 + GST joining fee hai, lekin second year se koi annual fee nahi hai, making it effectively lifetime free (LTF).
More Related Keywords
- ICICI MMT Signature Credit Card
- MakeMyTrip Credit Card
- Travel Credit Card
- My Cash Rewards
- Airport Lounge Access
- MMTBLACK Membership
- Holiday Voucher
- Fuel Surcharge Waiver
- International Transactions
- Movie Discounts
Why Choose ICICI MMT Signature Credit Card?
Agar aap ek frequent traveler hain jo MakeMyTrip se bookings karte hain, to yeh card aapke liye ek game-changer hai. Iska low forex fee, generous welcome benefits, aur lounge access isse ek premium yet affordable option banate hain. Plus, second year se yeh lifetime free hai, jo iski value ko aur badhata hai. To kya soch rahe ho? Abhi apply karo aur apne travel ko aur exciting banao!
Pro Tip: Card ke benefits ka full fayda uthane ke liye regularly MakeMyTrip pe bookings karo aur My Cash ko 90 days ke andar redeem karna na bhoolo!
Yeh article aapko ICICI MMT Signature Credit Card ke baare mein saari details deta hai. Agar aapke aur koi questions hain, to comment mein pooch sakte hain ya ICICI Bank ke customer care se contact kar sakte hain. Happy travels!
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