. ICICI Adani One Credit Card: Ek Shandaar Travel aur Lifestyle Card (Hinglish Guide)

ICICI Adani One Credit Card: Ek Shandaar Travel aur Lifestyle Card (Hinglish Guide)

 # ICICI Adani One Credit Card: Ek Shandaar Travel aur Lifestyle Card (Hinglish Guide)


Namaste dosto! Aaj hum baat karenge ek aise credit card ke bare mein jo travel aur lifestyle ko next level pe le jata hai – **ICICI Adani One Credit Card**. Ye card ICICI Bank aur Adani Group ke collaboration se launch kiya gaya hai, aur isme aapko travel rewards, airport benefits, aur exciting discounts milte hain. Agar aap frequent traveler hain ya Adani ecosystem mein services use karte hain, toh ye card aapke liye perfect ho sakta hai. Is article mein hum is card ke features, benefits, application process, aur eligibility criteria ko detail mein samjhenge, Hinglish tone mein, bilkul apne dost ke sath baat karne wale style mein. Chalo, shuru karte hain!


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## ICICI Adani One Credit Card Kya Hai?


ICICI Adani One Credit Card ek co-branded credit card hai jo ICICI Bank, Adani One, aur Visa ke partnership mein banaya gaya hai. Ye card do variants mein aata hai – **Signature** aur **Platinum**, dono hi travel aur lifestyle ke liye tailored hain. Is card ka focus hai Adani ecosystem (jaise Adani One app, Adani-managed airports, Trainman, Adani Gas, aur Electricity) mein maximum rewards aur benefits dena. Iske alawa, aapko airport lounge access, movie ticket discounts, aur travel vouchers bhi milte hain.


### Key Features of ICICI Adani One Credit Card

- **Reward Points**: 

  - Signature Card: Adani ecosystem pe 7% reward points (per ₹100 spend).

  - Platinum Card: Adani ecosystem pe 3% reward points.

  - International spends pe 2% (Signature) ya 1.5% (Platinum).

  - Domestic spends pe 1.5% (Signature) ya 1% (Platinum).

  - Utility/insurance pe 0.5% reward points dono variants mein.

- **Airport Benefits**:

  - Signature: 16 domestic lounge access + 2 international lounge access per year.

  - Platinum: 8 domestic lounge access per year.

  - Porter services, premium parking, aur Pranaam meet-and-greet services.

- **Welcome Benefits**:

  - Signature: ₹9,000 ke vouchers (flight, hotel, holiday).

  - Platinum: ₹5,000 ke vouchers.

- **Movie Discounts**: BookMyShow pe buy-one-get-one offers (Signature: up to ₹500, Platinum: up to ₹100) twice a month.

- **Fuel Surcharge Waiver**: 1% waiver on fuel transactions up to ₹4,000.


Ye card un logon ke liye best hai jo frequently travel karte hain, especially Adani-managed airports se, ya Adani One app se bookings karte hain.[](https://www.icicibank.com/about-us/article/adani-one-icici-bank-launch-india-first-credit-cards-with-airport-linked-benefits)


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## ICICI Adani One Credit Card Ke Liye Kaise Apply Karein?


Agar aap soch rahe hain ki “Bhai, ye card toh banta hai!”, toh yahan hum aapko step-by-step batate hain kaise apply karna hai:


1. **Visit Official Website**: ICICI Bank ya Adani One ki website pe jao. Credit card section mein “Adani One ICICI Credit Card” select karo.

2. **Choose Variant**: Signature (₹5,000 annual fee) ya Platinum (₹750 annual fee) mein se ek chuno.

3. **Fill Application Form**: Apna name, mobile number, address, aur income details daalo.

4. **Submit Documents**: Online document upload karo (details niche di gayi hain).

5. **Complete KYC**: Do options hain:

   - **Video KYC**: PAN aur Aadhaar details ke sath video call pe verification.

   - **In-Person KYC**: ICICI agent aapke ghar aake biometric verification karega.

6. **Track Application**: Application submit hone ke baad, ICICI website ya customer care (1800 1080) se status check karo.


Card approval ke baad, aapka card 30 minutes mein online use ke liye activate ho jata hai, aur physical card aapke address pe dispatch hota hai.[](https://www.adanione.com/adani-one-icici-bank-credit-cards)


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## Important Documents for ICICI Adani One Credit Card


Card ke liye apply karte waqt aapko ye documents ready rakhne honge:


- **Identity Proof**: Aadhaar card, PAN card, passport, ya voter ID.

- **Address Proof**: Aadhaar card, utility bill, rental agreement, ya passport.

- **Income Proof**: Latest salary slips, Form 16, ya bank statements (salaried ke liye). Self-employed ke liye ITR ya business proof.

- **Photograph**: Recent passport-size photo (online upload ke liye digital copy).


**Note**: Aadhaar-linked mobile number mandatory hai KYC ke liye.[](https://www.adanione.com/faqs/icici-bank-credit-cards)


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## Eligibility Criteria for ICICI Adani One Credit Card


Ye card lene ke liye aapko kuch basic requirements fulfil karne honge:


- **Age**: Minimum 21 years (primary cardholder).

- **Nationality**: Indian resident hona chahiye.

- **Credit Score**: CIBIL score 700 ya usse zyada hona chahiye.

- **Income**: ICICI Bank ne specific income criteria mention nahi kiya, lekin stable income proof zaroori hai (salaried ya self-employed).

- **Existing ICICI Account**: Card ke liye ICICI Bank account hona zaroori hai.[](https://www.adanione.com/adani-one-icici-bank-credit-cards/platinum-card-features)


Agar aapka credit score low hai, toh pehle usse improve karo by clearing dues aur regular payments karke.


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## Additional Benefits of ICICI Adani One Credit Card


Card ke kuch aur faayde jo aapko pasand aayenge:


- **Adani Ultra Rewards**: Adani-managed airports pe 15% off on dining aur 20% off on ITC hotels.

- **EazyDiner Membership**: 3-month free membership for dining discounts.

- **Reward Redemption**: Adani Reward Points ko Adani One app pe flights, hotels, cabs, ya duty-free shopping ke liye redeem karo. 1 Adani Reward Point = ₹0.50.[](https://www.myrupaya.in/post/adani-one-credit-cards-a-tale-of-two-cards-unbiased-review)

- **No Reward Cap**: Reward points pe koi limit nahi, jitna spend karo, utna earn karo!


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## FAQs About ICICI Adani One Credit Card


### 1. ICICI Adani One Credit Card ka annual fee kitna hai?

- Signature variant ka annual fee ₹5,000 + GST hai, jo ₹6 lakh annual spend pe waived ho sakta hai.

- Platinum variant ka fee ₹750 + GST hai, jo ₹3 lakh spend pe waived hota hai.[](https://cardinsider.com/icici-bank/adani-one-signature-credit-card/)


### 2. Kya ye card international travel ke liye acha hai?

Haan, Signature variant mein 2 international lounge access milte hain per year, lekin 3.5% forex markup fee thoda high hai. Platinum variant mein international lounge access nahi hai.[](https://www.paisabazaar.com/icici-bank/adani-one-signature-credit-card/)


### 3. Adani ecosystem mein kya-kya aata hai?

Adani One app (flights, hotels, trains, cabs), Adani-managed airports, Trainman, Adani Gas, aur Adani Electricity.[](https://www.business-standard.com/finance/personal-finance/all-you-should-know-about-adani-one-and-icici-bank-s-co-branded-credit-card-124060500326_1.html)


### 4. Kya lounge access add-on cardholders ke liye bhi hai?

Haan, Signature aur Platinum dono mein add-on cardholders ko bhi lounge access milta hai (within the limit).[](https://creditcardz.in/adani-one-credit-card-review-2024-detailed-benefits-rewards-and-hidden-terms/)


### 5. Welcome vouchers kaise use karte hain?

Vouchers (flight, hotel, holiday) Adani One app pe redeem hote hain, 6 months validity ke sath. Cardholder ko booking ka mandatory traveler hona zaroori hai.[](https://www.adanione.com/adani-one-icici-bank-credit-cards/signature-card-features)


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## Common Questions with Perfect Answers


**Q: Kya ye card non-travelers ke liye bhi useful hai?**  

**A:** Agar aap Adani ecosystem mein spends nahi karte (like Adani Gas, Electricity, ya app bookings), toh is card ki value thodi kam ho sakti hai. Non-travelers ke liye movie discounts aur reward points useful hain, lekin travel-focused cards jaise HDFC Regalia ya SBI Elite better ho sakte hain.[](https://www.myrupaya.in/post/an-unbiased-review-of-the-adani-one-icici-signature-credit-card)


**Q: Signature ya Platinum – kaunsa variant better hai?**  

**A:** Signature variant premium hai with higher rewards (7% vs 3%) aur zyada lounge access (16 domestic + 2 international vs 8 domestic). Lekin iska fee bhi zyada hai (₹5,000 vs ₹750). Agar aap frequent flyer hain aur Adani airports use karte hain, toh Signature worth hai. Budget-conscious users ke liye Platinum acha hai.[](https://cardinsider.com/icici-bank/adani-one-signature-credit-card/)


**Q: Kya reward points expire hote hain?**  

**A:** Adani Reward Points ki specific expiry date ICICI ne mention nahi ki, lekin generally points 2-3 years tak valid rehte hain. Adani One app pe check karo for exact details.


**Q: Kya card ke sath insurance benefits hain?**  

**A:** Nahi, is card mein travel ya purchase insurance benefits nahi hain, jo ek drawback hai compared to other premium cards.[](https://cardinsider.com/icici-bank/adani-one-icici-bank-platinum-credit-card/)


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## Final Thoughts


ICICI Adani One Credit Card ek solid option hai for frequent travelers aur Adani ecosystem users. Iske airport benefits, reward points, aur welcome vouchers isse attractive banate hain. Lekin, agar aap zyadatar international travel karte hain ya Adani services use nahi karte, toh shayad ye aapke liye best nahi hoga. Apne spending habits aur travel needs ke hisaab se decide karo!


Kya aap is card ke liye apply karne ka soch rahe ho? Ya koi aur sawal hai? Comment mein batao, hum aapki madad karenge! 😊


*Sources: Information compiled from official ICICI Bank and Adani One websites, along with trusted reviews from BankBazaar, Paisabazaar, and CardInsider.*[](https://www.adanione.com/adani-one-icici-bank-credit-cards)[](https://cardinsider.com/icici-bank/adani-one-signature-credit-card/)[](https://www.paisabazaar.com/icici-bank/adani-one-signature-credit-card/)

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