ICICI HPCL Super Saver Credit Card: Save Big on Fuel aur Daily Kharcha!

 # ICICI HPCL Super Saver Credit Card: Save Big on Fuel aur Daily Kharcha!

Hey dosto, kya aap bhi petrol-diesel ke badhte daamo se pareshan hain? Ya fir grocery, utility bills aur departmental store kharcho par thodi si bachat karna chahte hain? Agar haan, toh **ICICI HPCL Super Saver Credit Card** aapke liye ek shandaar option ho sakta hai! Ye ek co-branded fuel credit card hai jo ICICI Bank aur Hindustan Petroleum Corporation Limited (HPCL) ke collaboration se launch kiya gaya hai. Is card ke saath aap fuel, utilities, aur grocery spends par cashback aur reward points kama sakte hain. 

Is article mein hum aapko is card ke features, benefits, apply kaise karna hai, eligibility, aur important documents ke baare mein detail mein batayenge. Toh chaliye, shuru karte hain aur dekhte hain ki ye card aapki pocket ke liye kitna *super saver* hai!

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## Kya Hai ICICI HPCL Super Saver Credit Card?

ICICI HPCL Super Saver Credit Card ek entry-level fuel credit card hai jo specially un logon ke liye design kiya gaya hai jo apne daily fuel aur essential kharcho par savings karna chahte hain. Ye card VISA ya RuPay variants mein available hai aur iska annual fee bhi kaafi nominal hai – sirf ₹500 + GST. Iske alawa, agar aap ek saal mein ₹1.5 lakh ya usse zyada spend karte hain, toh annual fee waive off ho jata hai! 

Is card ki sabse badi khasiyat hai iska **5% cashback** fuel purchases par HPCL pumps pe, aur saath hi grocery, utility bills, aur departmental store spends par bhi 5% reward points. Plus, movie tickets aur dining par discounts bhi milte hain. Ye card unke liye perfect hai jo apne daily expenses ko smartly manage karna chahte hain.

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## Features aur Benefits of ICICI HPCL Super Saver Credit Card

Chaliye, ab dekhte hain ki ye card aapko kya kya fayde deta hai:

- **Fuel Par Savings**: HPCL petrol pumps par fuel purchases pe 5% cashback (4% cashback + 1% fuel surcharge waiver). Ye cashback ₹200 per month tak limited hai, yani ₹5000 ke fuel spends tak aapko yeh benefit milta hai.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver)[](https://www.paisabazaar.com/icici-bank/hpcl-super-saver-credit-card/)

- **HP Pay App Extra Benefit**: HP Pay app se fuel payment karne par additional 1.5% reward points milte hain, jo total savings ko 6.5% tak le ja sakte hain.[](https://www.bajajfinservmarkets.in/credit-card/icici-bank-hpcl-credit-card)

- **Grocery aur Utility Bills**: Grocery, departmental store, aur utility bills (jaise electricity/mobile bills) par 5% reward points (20 reward points per ₹100 spent), capped at ₹100 per month.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver/savings-rewards)

- **Welcome Bonus**: Card activation aur ₹500 joining fee payment ke baad, agar aap 45 din mein ₹5000 spend karte hain, toh 2000 reward points milte hain. Plus, HP Pay app pe first ₹1000 fuel transaction par ₹100 cashback

- **Movie Discounts**: BookMyShow ya INOX pe minimum 2 movie tickets book karne par 25% discount (up to ₹100 per transaction), har platform pe mahine mein do baar.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver/benefits)

- **Airport Lounge Access**: Har quarter mein ₹35,000 spend karne par 1 complimentary domestic airport lounge access.[](https://www.bajajfinservmarkets.in/credit-card/icici-bank-hpcl-credit-card)

- **Roadside Assistance**: 24x7 complimentary roadside assistance services, jaise flat tire, battery issue, ya towing.[](https://www.bankbazaar.com/credit-card/icici-hpcl-super-saver-credit-card.html)

- **Reward Points on Retail**: Fuel ke alawa baki retail purchases par har ₹100 spend pe 2 reward points (1 RP = ₹0.25).[](https://www.mymoneymantra.com/credit-cards/icici-bank/hpcl-super-saver-credit-card)

Ye benefits is card ko ek all-rounder banate hain, jo fuel ke saath saath daily essentials par bhi savings deta hai.

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## ICICI HPCL Super Saver Credit Card Ke Liye Kaise Apply Karein?

Agar aap soch rahe hain ki is card ko kaise apna banaya jaye, toh yeh process bilkul simple hai. Aap online ya offline dono tarike se apply kar sakte hain. Niche step-by-step guide hai:

### Online Application Process

1. **Visit ICICI Bank Website**: ICICI Bank ki official website (www.icicibank.com) par jayein aur “Cards” section mein “Credit Cards” select karein.[](https://www.mymoneymantra.com/credit-cards/icici-bank/hpcl-super-saver-credit-card)

2. **Choose HPCL Super Saver Card**: List mein se ICICI HPCL Super Saver Credit Card chunein aur “Get Card” ya “Apply Now” pe click karein.

3. **Fill Application Form**: Apna naam, mobile number, PAN number, email ID, aur address jaise details fill karein.

4. **Submit Documents**: Required documents (KYC aur income proof) upload karein.

5. **OTP Verification**: Apne registered mobile number par aaya OTP enter karein.

6. **Application Submission**: Form submit karein aur bank se approval ka wait karein. Approval ke baad card 7-10 din mein aapke address par deliver ho jayega.[](https://www.myrupaya.in/credit-card-products/icici-bank-hpcl-super-saver-credit-card)

### Offline Application Process

- Nearest ICICI Bank branch visit karein.

- Application form fill karein aur necessary documents submit karein.

- Bank aapki eligibility check karega aur approval ke baad card issue karega.

**Pro Tip**: Online apply karna zyada convenient hai kyunki ye 100% paperless aur contactless process hai.[](https://www.creditmantri.com/article-icici-bank-hpcl-super-saver-credit-card-heres-all-that-you-need-to-know/)

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## Important Documents for ICICI HPCL Super Saver Credit Card

Card ke liye apply karte waqt aapko kuch zaruri documents submit karne honge. Yeh raha list:

- **Identity Proof**: Aadhaar Card, PAN Card, Voter’s ID, Driving License, ya Passport.

- **Address Proof**: Aadhaar Card, Utility Bills (3 months se purana nahi), Passport, ya Rental Agreement.

- **Income Proof**: 

  - Salaried: Latest salary slips ya bank statement.

  - Self-Employed: Latest ITR (Income Tax Return).[](https://groww.in/credit-card/icici-hpcl-super-saver-credit-card)[](https://www.mymoneymantra.com/credit-cards/icici-bank/hpcl-super-saver-credit-card)

**Note**: Ensure ki aapke documents updated aur clear hain taaki application process smooth rahe.

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## Eligibility Criteria for ICICI HPCL Super Saver Credit Card

Is card ke liye eligible hone ke liye aapko kuch basic requirements puri karni hongi:

- **Age**: Applicant ki umar 21 se 70 saal ke beech honi chahiye.

- **Income**: Stable income source zaroori hai. Salaried logon ke liye minimum monthly income aur self-employed ke liye minimum annual income ₹2 lakh honi chahiye.[](https://ahktips.com/icici-bank-hpcl-super-saver-credit-card-features-benefits/)

- **Credit Score**: Minimum 750 ka credit score preferred hai.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver/benefits)

- **Nationality**: Indian citizen hona zaroori hai.

Agar aap in criteria ko meet karte hain, toh aapka application approved hone ke chances zyada hain.

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## Fees aur Charges of ICICI HPCL Super Saver Credit Card

Card ke benefits ke saath uske fees aur charges bhi samajhna zaroori hai:

- **Joining/Annual Fee**: ₹500 + GST (waived off agar aap saal mein ₹1.5 lakh spend karte hain).[](https://cardmaven.in/icici-bank-hpcl-super-saver-credit-card-review/)

- **Interest Rate**: 3.75% per month (42% annualized) on extended credit ya cash advances.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver)

- **Foreign Currency Markup Fee**: 3.5% of transaction amount.[](https://www.myrupaya.in/credit-card-products/icici-bank-hpcl-super-saver-credit-card)

- **Cash Advance Fee**: 2.5% of withdrawn amount (minimum ₹500).[](https://cardinsider.com/icici-bank/icici-hpcl-super-saver-credit-card/)

- **Supplementary Card Fee**: ₹100 one-time charge.[](https://www.bajajfinservmarkets.in/credit-card/icici-bank-hpcl-credit-card)

- **Late Payment Fee**: Outstanding amount ke hisaab se ₹100 se ₹1200 tak.[](https://www.myrupaya.in/credit-card-products/icici-bank-hpcl-super-saver-credit-card)

**Tip**: Timely bill payments aur annual fee waiver ke liye ₹1.5 lakh spend target achieve karna aapke liye cost-effective hoga.

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## Why Choose ICICI HPCL Super Saver Credit Card?

Ye card un logon ke liye ekdam perfect hai jo:

- Regularly HPCL pumps par fuel kharidte hain.

- Grocery, utility bills, aur departmental store spends par savings chahte hain.

- Low annual fee wala card dhundh rahe hain jo multiple categories par rewards de.

- Complimentary lounge access aur roadside assistance jaise perks enjoy karna chahte hain.

Iske low caps (fuel pe ₹200 aur utilities pe ₹100 per month) ke bawajood, ye card beginners ya moderate spenders ke liye value-for-money hai.[](https://www.paisabazaar.com/icici-bank/hpcl-super-saver-credit-card/)

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## FAQs About ICICI HPCL Super Saver Credit Card

### 1. Kya ICICI HPCL Super Saver Credit Card ke liye credit score zaroori hai?

Haan, minimum 750 ka credit score preferred hai. Agar aapka score isse kam hai, toh bank aapki income aur repayment history bhi check karega.[](https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver/benefits)

### 2. HP Pay app kaise use karun for extra 1.5% reward points?

HPCL pump par HP Pay QR code scan karein, apna ICICI HPCL Super Saver Card select karein, aur payment complete karein. Ensure ki aap petrol/diesel hi select karte hain, power petrol nahi.[](https://www.reddit.com/r/CreditCardsIndia/comments/1f0wl73/whats_the_deal_of_icici_hpcl_super_saver_credit/)

### 3. Kya ye card lifetime free hai?

Nahi, iska annual fee ₹500 + GST hai. Lekin, agar aap saal mein ₹1.5 lakh spend karte hain, toh fee waive off ho jata hai.[](https://cardmaven.in/icici-bank-hpcl-super-saver-credit-card-review/)

### 4. Reward points ko kaise redeem karun?

Reward points ko ICICI Bank ke Reward Redemption Portal par vouchers, merchandise, ya fuel purchases ke against redeem kiya ja sakta hai. 1 RP = ₹0.25.[](https://www.paisabazaar.com/icici-bank/hpcl-super-saver-credit-card/)[](https://www.mymoneymantra.com/credit-cards/icici-bank/hpcl-super-saver-credit-card)

### 5. Kya is card se international transactions kar sakte hain?

Haan, kar sakte hain, lekin 3.5% foreign currency markup fee lagega.[](https://www.myrupaya.in/credit-card-products/icici-bank-hpcl-super-saver-credit-card)

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## Conversational Keywords

- ICICI HPCL Super Saver Credit Card

- Fuel credit card

- Cashback on fuel

- HP Pay app rewards

- Grocery aur utility bill savings

- Low annual fee credit card

- Airport lounge access

- Movie ticket discounts

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## Conclusion

**ICICI HPCL Super Saver Credit Card** ek aisa card hai jo aapke daily expenses ko smartly manage karne mein madad karta hai. Fuel, grocery, aur utility bills par savings ke saath yeh card movie discounts, lounge access, aur roadside assistance jaise perks bhi deta hai. Agar aap ek beginner hain ya moderate spender hain, toh yeh card aapke liye ek accha choice ho sakta hai. 

Toh, ab wait kyun karna? Aaj hi ICICI Bank ki website par jayein, eligibility check karein, aur apna Super Saver Credit Card apply karein. Aur haan, apne experience ya koi sawal ho toh hume comments mein zarur batayein!

**Disclaimer**: Card ke benefits aur charges bank ki policies ke hisaab se change ho sakte hain. Apply karne se pehle ICICI Bank ki website par latest details check karein.[](https://www.bajajfinservmarkets.in/credit-card/icici-bank-hpcl-credit-card)

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*Is article ko share karein aur apne doston ko bhi batayein ki kaise woh apne fuel aur daily kharcho par bachat kar sakte hain!*