SBI Air India Signature Credit Card: Ek Shandaar Travel Companion Ke Liye

SBI Air India Signature Credit Card: Ek Shandaar Travel Companion Ke Liye

Agar aap ek frequent traveler hain aur Air India ke saath aksar udaan bharte hain, toh "SBI Air India Signature Credit Card" aapke liye ek perfect choice ho sakta hai! Yeh premium co-branded credit card SBI Card aur Air India ke collaboration se bana hai, jo aapko travel rewards, lounge access, aur exciting benefits deta hai. Iss article mein hum is card ke features, benefits, application process, eligibility, aur FAQs ke baare mein baat karenge, taki aapko yeh samajh aaye ki yeh card aapke liye kyun ek smart option hai. So, let’s dive in and explore this card in a fun, conversational, aur Hinglish tone!

Kya Hai SBI Air India Signature Credit Card?

SBI Air India Signature Credit Card ek premium travel credit card hai jo specially un logon ke liye design kiya gaya hai jo Air India ke flights se travel karte hain. Yeh card aapko har Air India ticket booking aur general spends par accelerated reward points deta hai, jo aap Air India Air Miles mein convert kar sakte hain. Iske saath hi, yeh card domestic lounge access, Priority Pass membership, aur aur bhi exciting perks offer karta hai. Ab jab Air India apni services improve kar raha hai aur Vistara ke merger ke baad aur bhi strong ho raha hai, yeh card ab aur bhi attractive ban gaya hai!

Key Features of SBI Air India Signature Credit Card

Welcome Gift: Card ke joining fee (₹4,999 + GST) pay karne par 20,000 reward points milte hain, jo Air India Air Miles mein convert ho sakte hain.

★Reward Points: 

• Air India ticket bookings (website, app, ya call center se) par har ₹100 spend pe "10 Maharaja Points" (previously 30 points, revised from 31st March 2025).
• Dusre eligible spends par har ₹100 pe "4 Maharaja Points".
• Annual milestone spends par up to "1,00,000 bonus reward points" (₹5 lakh pe 20,000 points, ₹10 lakh pe 30,000 points, aur ₹20 lakh pe 50,000 points).

★Lounge Access: 

• Saal mein "8 complimentary domestic lounge visits" (max 2 per quarter).
• Complimentary "Priority Pass membership", lekin international lounge visits ke liye $27 per visit charge hota hai.
• Fuel Surcharge Waiver: "₹500 se ₹4,000" ke fuel transactions par "1% surcharge waiver" (max ₹250 per billing cycle).
• "Lost Card Liability Cover": Card kho jaye toh reporting ke 48 hours pehle se 7 din baad tak ₹1 lakh ka complimentary cover.

Flexipay Facility: ₹2,500 ya usse zyada ke purchases ko Easy Monthly Installments (EMI) mein convert kar sakte hain within 30 days.

Global Acceptance: Visa network ke saath yeh card worldwide 1 million+ ATMs aur 2 million+ outlets par accept hota hai.

Kyun Choose Karein Yeh Card?

Yeh card un frequent flyers ke liye perfect hai jo Air India ke saath travel karte hain aur apne spends se maximum rewards earn karna chahte hain. Iska "milestone reward system" high spenders ke liye khaas attractive hai, kyunki yeh aapko 9% tak reward rate de sakta hai jab aap ₹20 lakh spend karte hain. Plus, welcome bonus aur complimentary Flying Returns membership ke saath aapko ek premium travel experience milta hai. Lekin thodi si dikkat bhi hai—points transfer aur customer service ke issues reported hain, jisko SBI aur Air India ko jaldi resolve karna chahiye.

How to Apply for SBI Air India Signature Credit Card?

Ab jab aapko card ke benefits pata chal gaye hain, let’s see kaise apply kar sakte hain. Yeh process bilkul simple hai, aur aap online ya offline dono tarike se apply kar sakte hain.

Online Application Process

1. Visit SBI Card Website: Official SBI Card website (www.sbicard.com) par jayein aur “Credit Cards” section mein jayein.

2. **Select the Card**: “Travel & Fuel” category mein "Air India SBI Signature Credit Card" choose karein.

3. Start Application: “Apply Now” button par click karein. Desktop se apply karna better hai, kyunki mobile se sometimes issues ho sakte hain.

4. Fill Details: Personal details, income details, aur documents upload karein.

5. Submit Application: Form submit karein aur verification process ke liye wait karein. SBI aapke application ko review karega aur approval ke baad card deliver karega.

Offline Application Process

Visit SBI Branch: Apne nazdeeki SBI branch mein jayein.

Ask for Application Form: Air India SBI Signature Credit Card ke liye application form mangiye.

Submit Documents: Required documents ke saath form fill karke submit karein.

Verification: Bank aapke documents verify karega aur approval ke baad card issue karega.

Note: Abhi ke liye, SBI Card ne new applications band kar di hain for this card due to the Air India-Vistara merger. Existing cardholders ke liye services continue kar rahi hain, lekin new applications ke liye official website check karte rahiye.

Important Documents for Application

Card apply karne ke liye aapko kuch basic documents chahiye honge. Yeh ensure karte hain ki aapka application smoothly process ho.

• Identity Proof: Aadhar Card, PAN Card, ya Passport.
• Address Proof: Ration Card, Electricity Bill, ya Driving License.
• Income Proof: Latest salary slips, bank statements, ya Income Tax Return (ITR) for self-employed individuals.
• Photographs: 2 passport-size photos.
• Signed Consent Form: Application ke saath ek signed consent form bhi dena hoga.

Eligibility Criteria for SBI Air India Signature Credit Card

Yeh card premium segment ke liye hai, toh eligibility criteria thoda strict hai.

• Age: Applicant ki age 21 years se zyada honi chahiye.
• Income: Stable income source hona chahiye (salaried ya self-employed).
• Credit Score: Good credit history aur no payment defaults.
• Bank Account: India mein kisi Indian ya multinational bank mein savings ya current account hona chahiye.
• Trading History: Self-employed individuals ke liye last 12 months ka trading history chahiye.

Additional Benefits of SBI Air India Signature Credit Card

Is card ke kuch aur benefits hain jo aapke travel experience ko aur bhi behtar banate hain:

Easy Bill Pay: Electricity, telephone, aur insurance jaise utility bills ke liye standing instructions set kar sakte hain, taki kabhi late payment na ho.

Balance Transfer on EMI: Dusre bank ke credit card ka outstanding balance is card par transfer karke low interest rate par EMI mein pay kar sakte hain.

Railway Ticket Booking: IRCTC ke through railway tickets book kar sakte hain aur home delivery bhi le sakte hain.

Chip & PIN Security: Card counterfeiting aur skimming se protect karta hai.

24x7 Helpline: Card kho jaye ya emergency ho, toh global Visa helpline ya SBI customer care (1860 180 1290) se help le sakte hain.

Pros and Cons of SBI Air India Signature Credit Card

★Pros

• High reward rate on Air India spends (10 Maharaja Points per ₹100).
• Generous welcome bonus of 20,000 reward points.
• Milestone rewards up to 1,00,000 points annually.
• Complimentary domestic lounge access aur Priority Pass membership.
• Global acceptance aur lost card liability cover.

★Cons

• High annual fee (₹4,999 + GST).
• International lounge visits chargeable ($27 per visit).
• High forex markup fee (3.5%) for international transactions.
• Points transfer process complicated ho sakta hai, aur customer service issues reported hain.
• Card currently discontinued for new applications.

FAQs About SBI Air India Signature Credit Card

Q1: SBI Air India Signature Credit Card ka annual fee kitna hai?  

A: Annual aur joining fee ₹4,999 + GST hai. Renewal fee bhi same hai from the second year onwards.

Q2: Is card ke reward points kaise redeem kar sakte hain?  

A: Reward points ko Air India Air Miles mein convert karke Air India flights book kar sakte hain. Minimum 10,000 points chahiye conversion ke liye. SBI Card website ya app se request daal sakte hain, lekin points transfer ke liye customer care ko call karna padta hai.

Q3: Kya yeh card international lounge access deta hai?  

A: Haan, isme complimentary Priority Pass membership milta hai, lekin international lounge visits ke liye $27 per visit charge hota hai. Domestic lounges mein 8 free visits milte hain annually (max 2 per quarter).

Q4: Card ke points ki value kya hai?  

A: Air India points ki value route, availability, aur booking time pe depend karti hai, lekin experts ke hisaab se generally 30-50 paisa per point hoti hai. International flights (jaise Mumbai-London) pe better value mil sakti hai.

Q5: Kya yeh card high spenders ke liye suitable hai?  

A: Bilkul! Agar aap ₹5 lakh ya zyada annually spend karte hain, toh milestone rewards aur high reward rate ke saath yeh card bohot valuable hai.

Conversational Keywords for SEO

• SBI Air India Signature Credit Card
• Air India credit card benefits
• Best travel credit card in India
• Air India Maharaja Points
• SBI Card rewards
• Domestic lounge access credit card
• Priority Pass membership
• Air India frequent flyer program
• Milestone rewards credit card
• How to apply for SBI Air India Signature Card

Conclusion

SBI Air India Signature Credit Card ek premium travel card hai jo frequent Air India flyers ke liye banaya gaya hai. Iska welcome bonus, milestone rewards, aur domestic lounge access isko ek attractive option banate hain, lekin high annual fee aur points transfer ke issues thoda sochne par majboor karte hain. Agar aap Air India ke loyal customer hain aur high spends karte hain, toh yeh card aapke liye ek shandaar deal ho sakta hai. Lekin new applications band hone ke wajah se, official updates ke liye SBI Card website check karte rahiye. Kya aapke paas yeh card hai ya aap iske baare mein aur janna chahte hain? Comment mein batayein, aur apne travel rewards ke experiences share karein! 😊

This article is written in a conversational Hinglish tone, optimized for SEO with relevant keywords, and structured to provide all necessary information about the SBI Air India Signature Credit Card while keeping it engaging and user-friendly. Let me know if you need any tweaks!