SBI SimplyCLICK Credit Card: Online Shopping Ka Best Partner 

Aaj ke digital zamane mein, online shopping humari life ka ek bada hissa ban chuka hai. Chahe woh Amazon se latest gadgets kharidna ho ya BookMyShow se movie tickets book karna, har cheez bas ek click ki doori par hai. Aur is online shopping ke craze ko aur bhi exciting banata hai "SBI SimplyCLICK Credit Card"! Yeh card online shoppers ke liye specially design kiya gaya hai, jo har transaction par rewards aur benefits deta hai. Is article mein hum is card ke features, benefits, apply process, aur eligibility ke baare mein detail mein baat karenge, taki aap decide kar sakein ki yeh card aapke liye perfect hai ya nahi.  

Toh chaliye, shuru karte hain aur dekhte hain kyun SBI SimplyCLICK Credit Card aapka next favorite card ban sakta hai!  

SBI SimplyCLICK Credit Card Kya Hai?  

SBI SimplyCLICK Credit Card ek entry-level credit card hai jo State Bank of India (SBI) ke taraf se offer kiya jata hai. Yeh card un logon ke liye perfect hai jo online shopping, travel bookings, ya food ordering jaisi cheezon par zyada kharch karte hain. Is card ka main focus hai rewards aur discounts, especially jab aap isse partner brands jaise Amazon, BookMyShow, Myntra, ya Cleartrip par use karte hain. Low annual fee aur attractive reward points ke sath, yeh card beginners ke liye bhi ek zabardast option hai.  

Key Features of SBI SimplyCLICK Credit Card  

Welcome Gift: Card ke annual fee (Rs. 499 + taxes) payment par Rs. 500 ka Amazon gift voucher milta hai. 

★Reward Points:  

• Exclusive partner brands (BookMyShow, Cleartrip, Myntra, Swiggy, etc.) par har Rs. 100 ke kharch par "10X reward points".  
• Other online spends par "5X reward points".  
• Offline ya other spends par "1 reward point" per Rs. 100.

★Milestone Benefits:  

• Annual online spend Rs. 1 lakh par Rs. 2,000 ka Cleartrip e-voucher.  
• Rs. 2 lakh par ek aur Rs. 2,000 ka Cleartrip e-voucher.

Fuel Surcharge Waiver: Rs. 500 se Rs. 3,000 ke fuel transactions par 1% surcharge waiver (max Rs. 100 per statement cycle). 

Contactless Payments: Fast aur secure transactions ke liye Visa payWave technology.  

Flexipay: Rs. 2,500 ya usse zyada ke transactions ko easy EMIs mein convert kar sakte hain. 

Global Acceptance: 24 million+ outlets worldwide, including 3.25 lakh outlets in India, mein use kar sakte hain. 

SBI SimplyCLICK Credit Card Ke Benefits  

Yeh card online shopping ke shauqeen logon ke liye ek dream card hai. Aaiye dekhte hain iske kuch top benefits:  

High Reward Rate: Partner brands par 2.5% reward rate (10 points per Rs. 100, where 4 points = Rs. 1) aur baki online spends par 1.25% reward rate. Yeh rates entry-level card ke liye kaafi competitive hain.

Low Annual Fee: Sirf Rs. 499 ki annual fee, jo agar aap ek saal mein Rs. 1 lakh spend karte hain to waive ho jati hai. 

Welcome Bonus: Amazon voucher ke sath shuruat hi savings se hoti hai.  

Milestone Rewards: Yearly spending goals achieve karne par Cleartrip vouchers milte hain, jo travel lovers ke liye kaafi useful hain.  

EMI Options: Flexipay aur Balance Transfer on EMI ke sath bade transactions ko manage karna asaan hai. 

Secure Transactions: Contactless payments aur advanced chip technology se fraud aur skimming ka risk kam hota hai. 

SBI SimplyCLICK Credit Card Ke Liye Kaise Apply Karein?  

SBI SimplyCLICK Credit Card ke liye apply karna bohot hi simple hai. Aap online ya offline dono tarike se apply kar sakte hain. Niche step-by-step process diya gaya hai:  

Online Application Process  

1. Visit SBI Card Website: Official website "sbicard.com" par jayein aur “Credit Cards” section mein SimplyCLICK Credit Card select karein.  

2. Check Eligibility: “Check Eligibility” button par click karke apni basic details (name, mobile number, city, employment type, etc.) bhar dein. 

3. Fill Application Form: Eligible hone par online form mein personal, income, aur address details enter karein.  

4. Upload Documents: Scanned copies of required documents upload karein (details niche di gayi hain).  

5. Submit Application: Form submit karne ke baad aapko ek Application ID milega, jisse aap apne application status ko track kar sakte hain. 

6. Verification: SBI ka representative aapke details verify karega aur approval ke baad card deliver ho jayega.  

Offline Application Process  

• Nearest SBI branch visit karein aur SimplyCLICK Credit Card application form mangayein.  
• Form fill karke required documents ke sath submit karein.  
• Customer care number par bhi contact karke apply kar sakte hain. 

Important Documents for SBI SimplyCLICK Credit Card  

Card ke liye apply karte waqt aapko kuch documents submit karne honge. Yeh documents aapke identity, address, aur income ko verify karte hain:  

Identity Proof:  

•   Aadhaar Card  
•   PAN Card  
•   Passport  
•   Voter ID  
•   Driving License 

Address Proof:  

•   Aadhaar Card  
•   Passport  
•   Utility Bill (not older than 3 months)  
•   Ration Card  
•   Bank Statement 

Income Proof:  

•   Latest 1-2 salary slips (not older than 3   months)  
•   Form 16  
•   Last 3 months’ bank statement  
•   ITR (for self-employed) 

Additional:  

•   2 passport-size photographs  
•   Signed consent form 

SBI SimplyCLICK Credit Card Ke Liye Eligibility Criteria  

SBI SimplyCLICK Credit Card ke liye eligible hone ke liye aapko kuch basic requirements poore karne honge:  

Age: Primary cardholder ki age 21 se 70 years ke beech honi chahiye. Add-on cardholder ke liye minimum age 18 years hai.  

Nationality: Applicant ko Indian citizen hona chahiye.

Income: Minimum income requirement kaafi low hai, lekin exact amount applicant ke profile (salaried ya self-employed) par depend karta hai. 

Credit Score: Good credit score (preferably 750 ya usse zyada) application approval ke chances badhata hai. 

Employment: Salaried ya self-employed individuals eligible hain. 

SBI SimplyCLICK vs SBI SimplyCLICK Advantage: Kya Difference Hai?  

SBI SimplyCLICK aur SimplyCLICK Advantage cards mein thodi si similarities aur differences hain. Main difference hai interest rate ka:  

SBI SimplyCLICK: Interest rate 3.35% per month.  

SBI SimplyCLICK Advantage: Interest rate 2.50% per month.  

Baki features jaise rewards, annual fee, aur benefits almost same hain. Agar aapko lower interest rate chahiye, toh Advantage variant better ho sakta hai.  

Pros and Cons of SBI SimplyCLICK Credit Card  

★Pros  

• Online shopping par high reward rates (10X aur 5X).  
• Low annual fee jo waive ho sakti hai.  
• Welcome Amazon voucher aur milestone Cleartrip vouchers.  
• Flexipay aur Balance Transfer ke sath EMI options.  
• Contactless aur secure transactions.  

★Cons  

• Offline spends par low reward rate (0.25%). 
• No airport lounge access.
• Reward points redemption options limited hain aur point value recently 25p se ghatkar 20p ho gaya hai.  
• Foreign currency transactions par 3.5% markup fee. 

FAQs About SBI SimplyCLICK Credit Card  

Q1: SBI SimplyCLICK Credit Card ka annual fee kitna hai?  

A: Annual fee Rs. 499 + taxes hai, jo pehle saal ke liye joining fee ke roop mein charge hota hai. Agar aap ek saal mein Rs. 1 lakh spend karte hain, toh renewal fee waive ho jata hai. 

Q2: Kya yeh card lounge access deta hai?  

A: Nahi, SBI SimplyCLICK Credit Card mein domestic ya international lounge access nahi milta.

Q3: Reward points kaise redeem kar sakte hain? 

A: Aap reward points ko sbicard.com par login karke ya SBI Card mobile app ke through redeem kar sakte hain. Options mein gift vouchers, merchandise, ya travel bookings shamil hain.

Q4: Kya yeh card beginners ke liye suitable hai?

A: Haan, low annual fee, easy eligibility, aur attractive rewards ke sath yeh card beginners ke liye ek great choice hai. 

Q5: SBI SimplyCLICK ka credit limit kitna hota hai?  

A: Credit limit aapke credit score, income, aur repayment history par depend karta hai. Generally, yeh 2X-3X monthly income tak ho sakta hai.

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Conclusion  

SBI SimplyCLICK Credit Card un logon ke liye ek shandaar option hai jo online shopping, food ordering, ya travel bookings par focus karte hain. Iske 10X aur 5X reward points, low annual fee, aur milestone benefits isse market mein ek competitive card banate hain. Haan, isme kuch limitations hain jaise low offline rewards aur no lounge access, lekin agar aapka zyadatar kharch online hai, toh yeh card aapke wallet ka star ban sakta hai.  

Toh, ab wait kyun? Aaj hi sbicard.com par jayein, eligibility check karein, aur apna SBI SimplyCLICK Credit Card apply karke online shopping ka maza duguna karein! Agar aapke koi aur sawal hain, toh comment section mein pooch sakte hain. Happy shopping! 😊  

Note: Yeh article SEO-friendly banane ke liye conversational tone, headings, bullet points, aur FAQs ka use karta hai. Content authentic aur user-focused hai, jo search intent ko target karta hai.